Fuel Business Growth With The Right Funding

Our expert loan facilitators will match you with the best business loan offers – fast approvals and minimal paperwork.

Quick Loan Approval

Quick

Loan

Approval

Instant Rate

Interest Rate

10.75% p.a*

Onwards

Flexible milestone dsibursement

Flexible

Repayment

Tenure

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Business Loan Application

Share your contact information, and our team will reach out to assist you shortly.

New home loan application

Reach The Full Potential Of Your Business!

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Features & Benefits

Access structured and simple funding tailored to meet every stage of your business lifecycle.

Flexible Loan Amounts

High Loan Amount

Avail business loans of up to ₹1 crore to enhance operations, expand infrastructure, or manage working capital with ease and flexibility.

Customised Terms-final

Quick & Paperless Process

Apply online with minimal documents. Our streamlined digital process ensures faster approvals and quicker access to funds for your business.

Repayment terms

Flexible Repayments

Choose a repayment tenure of up to 5 years. Tailor your EMI schedule to suit your business income and keep finances stress-free.

Regulated by RERA-Final

Collateral-Free Loans

No security or property needed. Avail unsecured business loans based on your financial strength, credit profile, and repayment history.

Tax benefit

Competitive Interest Rates

Interest rates start from 10.75% per annum, helping you manage repayments easily and reduce your overall cost of borrowing.

Transparent interest

Zero Hidden Charges

Transparent terms with no surprise deductions. Know exactly what you’ll pay with our clear, upfront pricing from application to disbursal.

Business Loans For You

Need capital for your business? Our loan experts will connect you with business loans offers.

Term Loan

Interest Rates

Starts from 7.00% p.a.*

Bank Guarantee

Competitive

Interest 0.00Rates

Dropline Overdraft Limit

Interest Rates

Starts from 9.00% p.a.*

Cash Credit Limit

Interest Rates

Starts from 8.00% p.a.*

Project Loan

Interest Rates

Starts from 8.50% p.a.*

MSME Loan

Interest Rates

Starts from 8.25% p.a.*

School Funding

Interest Rates

Starts from 9.25% p.a.*

Foreign Currency Term Loan

Interest Rates

Starts from 6.50% p.a.*

Industrial Purchase Loan

Interest Rates

Starts from 8.00% p.a.*

NRP Construction Loan

Interest Rates

Starts from 9.50% p.a.*

Overdraft Limit

Interest Rates

Starts from 9.00% p.a.*

Working Capital Loan

Interest Rates

Ranges from 8.50% p.a.*

Working Capital Demand Loan

Interest Rates

Starts from 9.20% p.a.*

Letter of Credit

Interest Rates

Starts from 0% p.a.*

Machinery Loan

Interest Rates

Starts from 14.00% p.a.*

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity proof

Identity
Proof

Aadhaar, PAN Card, Passport

Passport, OCI/PIO Card

Address proof

Address
Proof

Utility Bill, Business Address Proof

Utility Bill (Foreign/Indian), Bank Statement

Income Proof (Self) Final

Income
Proof

ITR, P&L Statement, Bank Statement

Overseas Income, NRE/NRO Statement

Business proof

Business
Proof

GST, Incorporation Certificate

Foreign Business Registration

Bank statements

Bank
Statements

Last 12 months’ bank statement

Last 12 months’ bank statement

Minimal documentation

Other
Documents

Continuity Proof, Deed (if applicable)

Business Continuity/Reg. Docs

Disbursal

5 Years

Repayment Period

Multiple Options Icon

₹1 Cr

Loan Approval

Transparent Process

₹0

Hidden Charges

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30+

Lenders Compared

Business Loan Application Process

01

Submit Your Contact

Enter your contact details in the form to begin your loan journey.

02

Representative Call

A BankEMI expert will call to collect basic loan-related information.

03

Review Loan Offers

We provide you with loan offers suited to your business profile.

04

Choose Your Offer

Pick the loan offer that aligns best with your financial goals.

05

Sign Loan Agreement

Read the terms carefully and sign the loan documents to proceed.

06

Funds Will Transfer

Loan amount is deposited directly into your bank account promptly.

Business Loan EMI Calculator

Get a fast, accurate estimate of your monthly instalments right now.

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Test Your Business Loan Knowledge

1. What is the primary factor affecting business loan eligibility?
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What Our Clients Say

Discover how our business loans have fueled growth for entrepreneurs with fast processing, tailored solutions, flexible terms, and expert guidance.

I was really impressed with the seamless process and exceptional customer service. BankEMI helped me secure a business loan that was perfectly suited to my company's needs. The rates were competitive, and the terms were clear!

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Ajay Thakur

GMV Global

This loan has been a game-changer for my small boutique. The application process was straightforward, and I received the funds quicker than expected. Thanks to BankEMI’s guidance, I could expand my inventory and take on more clients!

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Alisha Khan

Tissy Beauty Care Pvt. Ltd.

As a first-time applicant for a business loan, I appreciated how informative and patient BankEMI’s team was. They explained all my options and walked me through the application step by step!

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Jagroop Khaira

Tyres Realm India

BankEMI’s team guided me throughout the loan process, ensuring fast approval with minimal paperwork. Highly recommended for small business owners.

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Anuja Sharma

BR Soft Solutions

I struggled to get a business loan until I found BankEMI. They compared multiple lenders and got me the best deal in no time.

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Rohit Arora

A.R Techs

Understanding Business Loans

Explore expert insights on business loans to make smarter financial decisions.

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Business Loans - The BankEMI Way!

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Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Get answers to common business loan questions along with expert tips from our consultants.

Bank EMI offers a variety of business loans: startup loans, working capital loans, equipment financing, and term loans. We partner with multiple lenders to provide the best tour business requirements.

Eligibility for a business loan depends on whether you have a stable income, strong credit history, and solid business plan. The eligibility requirements will vary based on the type of loan.

You can apply for a business loan through BankEMI by completing the contact form on our website. One of our representatives will contact you and guide you through the loan application process, and help you select the best loan product for you.

It depends on the type of business loan and the lender's policies. Most lenders will ask for collateral when there is no financial history. We do have collateral free loan options if you're a qualified borrower, and in some cases, smaller loans may not need collateral.

The timeframe for approval on business loans depends on the type of loan and the process lender follows. With BankEMI's help, we are focused on speed, and can usually get you approved in 5-10 business days.

Business loan interest rates can vary based on the amount of the loan, repayment terms, and the financial health of your business. BankEMI has the capability for you to compare rates from multiple lenders to help you secure the best possible offer.

Take your business to new heights with the right funding.

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