Why choose BankEMI for a business loan?

BankEMI connects you with 30+ trusted business loan lenders in Chandigarh, Mohali, and Panchkula and offers a ₹2.5B+ disbursal track record, helping you compare, apply, and secure business loans with ease.

What types of business loans does BankEMI offer?

BankEMI offers startup loans, working capital loans, equipment financing, and term loans through partnerships with multiple lenders to match your business needs.

What are the eligibility requirements for a business loan?

Eligibility depends on having a stable income, good credit history, and a solid business plan. Specific criteria vary by loan type and lender.

How can I apply for a business loan through BankEMI?

You can apply by filling out the contact form on our website. Our representative will guide you through the process and help you choose the right loan.

Do I have to offer any collateral for a business loan?

It depends on the loan type and lender. Some loans require collateral, while others are unsecured for eligible borrowers.

What is the time frame for getting business loans approved?

Loan approvals generally take 5-10 business days depending on the lender and the type of loan. BankEMI speeds up the process through expert coordination.

What interest rates can I expect for a business loan?

Interest rates depend on loan amount, business health, and terms. BankEMI enables you to compare rates from multiple lenders to get the best deal.

Fuel Business Growth With The Right Funding

Our expert loan facilitators will match you with the best business loan offers – fast approvals and minimal paperwork.

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Quick

Loan

Approval

Interest Rate

10.75% p.a*

Onwards

Flexible

Repayment

Tenure

Features & Benefits

Access structured and simple funding tailored to meet every stage of your business lifecycle.

High Loan Amount

Avail business loans of up to ₹1 crore to enhance operations, expand infrastructure, or manage working capital with ease and flexibility.

Quick & Paperless Process

Apply online with minimal documents. Our streamlined digital process ensures faster approvals and quicker access to funds for your business.

Flexible Repayments

Choose a repayment tenure of up to 5 years. Tailor your EMI schedule to suit your business income and keep finances stress-free.

Collateral-Free Loans

No security or property needed. Avail unsecured business loans based on your financial strength, credit profile, and repayment history.

Competitive Interest Rates

Interest rates start from 10.75% per annum, helping you manage repayments easily and reduce your overall cost of borrowing.

Zero Hidden Charges

Transparent terms with no surprise deductions. Know exactly what you’ll pay with our clear, upfront pricing from application to disbursal.

Starts from 14.00% p.a.*

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Essential Documents

Document Type	Indian Resident	Non-Resident Indian (NRI)
Identity Proof	Aadhaar, PAN Card, Passport	Passport, OCI/PIO Card
Address Proof	Utility Bill, Business Address Proof	Utility Bill (Foreign/Indian), Bank Statement
Income Proof	ITR, P&L Statement, Bank Statement	Overseas Income, NRE/NRO Statement
Business Proof	GST, Incorporation Certificate	Foreign Business Registration
Bank Statements	Last 12 months’ bank statement	Last 12 months’ bank statement
Other Documents	Continuity Proof, Deed (if applicable)	Business Continuity/Reg. Docs

Business Loan Application Process

Submit Your Contact

Enter your contact details in the form to begin your loan journey.

Representative Call

A BankEMI expert will call to collect basic loan-related information.

Review Loan Offers

We provide you with loan offers suited to your business profile.

Choose Your Offer

Pick the loan offer that aligns best with your financial goals.

Sign Loan Agreement

Read the terms carefully and sign the loan documents to proceed.

Funds Will Transfer

Loan amount is deposited directly into your bank account promptly.

Business Loan EMI Calculator

Get a fast, accurate estimate of your monthly instalments right now.

Loan Amount

₹

₹5,00,000

₹5,00,00,000

10L

50L

1Cr

3Cr

5Cr

Rate of Interest

7% p.a.

15% p.a.

Loan Duration

Months Years

1 Year

30 Years

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

₹ *

Total Amount Payable

₹ *

Total Interest Payable

₹ *

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What Our Clients Say

Discover how our business loans have fueled growth for entrepreneurs with fast processing, tailored solutions, flexible terms, and expert guidance.

I was really impressed with the seamless process and exceptional customer service. BankEMI helped me secure a business loan that was perfectly suited to my company's needs. The rates were competitive, and the terms were clear!

Ajay Thakur

GMV Global

This loan has been a game-changer for my small boutique. The application process was straightforward, and I received the funds quicker than expected. Thanks to BankEMI’s guidance, I could expand my inventory and take on more clients!

Alisha Khan

Tissy Beauty Care Pvt. Ltd.

As a first-time applicant for a business loan, I appreciated how informative and patient BankEMI’s team was. They explained all my options and walked me through the application step by step!

Jagroop Khaira

Tyres Realm India

BankEMI’s team guided me throughout the loan process, ensuring fast approval with minimal paperwork. Highly recommended for small business owners.

Anuja Sharma

BR Soft Solutions

I struggled to get a business loan until I found BankEMI. They compared multiple lenders and got me the best deal in no time.

Rohit Arora

A.R Techs

Frequently Asked Questions

Get answers to common business loan questions along with expert tips from our consultants.

Bank EMI offers a variety of business loans: startup loans, working capital loans, equipment financing, and term loans. We partner with multiple lenders to provide the best tour business requirements.

Eligibility for a business loan depends on whether you have a stable income, strong credit history, and solid business plan. The eligibility requirements will vary based on the type of loan.

You can apply for a business loan through BankEMI by completing the contact form on our website. One of our representatives will contact you and guide you through the loan application process, and help you select the best loan product for you.

It depends on the type of business loan and the lender's policies. Most lenders will ask for collateral when there is no financial history. We do have collateral free loan options if you're a qualified borrower, and in some cases, smaller loans may not need collateral.

The timeframe for approval on business loans depends on the type of loan and the process lender follows. With BankEMI's help, we are focused on speed, and can usually get you approved in 5-10 business days.

Business loan interest rates can vary based on the amount of the loan, repayment terms, and the financial health of your business. BankEMI has the capability for you to compare rates from multiple lenders to help you secure the best possible offer.