Business Loan

Get credit score based interest rate

Get the funds you need quickly, bridge the gap for urgent renovations, invest in your future, manage unexpected medical bills and more.

Approval upto

20 lakhs

in no time

Lowest

Rate of Interest

Loan Upto

90%*

of project cost

Business Loans: Empower Your Business Dreams!

Explore customised loan solutions designed to fit your unique business needs and ambitions. Don’t let financial constraints stop you from achieving those milestones.

Get in Touch with Us

Get in Touch with Us

Discover Diverse Housing Loan Options

Every journey starts with a great plan. That’s why we offer a diverse range of housing loan options to fit your unique goals and financial situation.

Dropline Overdraft Limit

Flexible overdraft facility with easy repayment terms to ensure seamless business cash flow.

Cash Credit Limit

Boost working capital with low-interest cash credit tailored for traders and growing businesses.

MSME Loan

Empowering small enterprises with customised funding options to fuel growth and operational success.

Project Loan

Secure project-specific financing with quick approvals to bring your business visions to life.

Industrial Purchase Loan

Affordable funding for industrial equipment and assets, designed for expansion and profitability.

Overdraft Limit

Simplify finances with overdraft limits crafted for uninterrupted business operations and liquidity.

Working Capital Loan

Hassle-free capital solutions to meet day-to-day business needs and ensure smooth operations.

Term Loan

Structured funding for long-term investments with easy repayment options tailored for entrepreneurs.

Working Capital Demand Loan (WCDL)

Flexible short-term loans to address immediate working capital needs at competitive interest rates.

Bank Guarantee (BG) Loan

Gain trust in large-scale projects with secure bank guarantees facilitated effortlessly through us.

Letter of Credit (LC) Loan

Streamline trade transactions with reliable LC solutions for international and domestic business deals.

Machinery Loan

Upgrade your operations with low-interest machinery financing, boosting productivity and growth potential.

Building Dreams, Managing Finance.

5000+

Crore Portfolio

3500+

Happy Customers

15+

Years Of Experience

30+

Affiliated Banks

Advantages for Every Aspiration!

Business loans offer essential capital to fuel growth, enhance operations, and boost financial flexibility for businesses of all sizes.

Loans Up to 1 Crore & More

Elevate your business with loans up to 1 crore and beyond, designed to fuel your growth ambitions!

Tenure Of 15 Years & More

Enjoy the flexibility of extended loan tenures up to 15 years, easing your repayment concerns!

Secured And Unsecured

Choose from secured or unsecured loans to fit your business needs without compromising on security!

Overdraft Facility Available

Leverage the convenience of an overdraft facility to manage cash flow efficiently and keep your business running smoothly!

Tax Benefits

Benefit from significant tax advantages, making your business loan a smart financial decision!

Check Your Loan Eligibility!!!

Check your loan eligibility easily with us. We help you understand your borrowing capacity and effortlessly plan your finances.

Loan Eligibility

Check Your Loan Eligibility!!!

Check your loan eligibility easily with us. We help you understand your borrowing capacity and effortlessly plan your finances.

Identity Proof Age Proof Address Proof Business Document
  • Voter’s ID Card
  • Driving License
  • Aadhaar Card
  • Passport
  • Pan Card For Partnership Firms, Individuals And Companies
  • Birth certificate
  • PAN Card
  • Passport
  • Aadhar Card
  • Telephone/Electricity Bill
  • Voter ID, Passport
  • Bank Statement
  • Driving Licence
  • Registered Lease Deed Or Sale Agreement
  • NREGA Card
  • Ownership Proof Of Residence Or Office
  • Business Continuity Proof
  • Copy Of Company’s Pan Card
  • Business Registration Proof
  • Passport Size Photographs
  • Latest GST Returns
  • Bank Statement For The Last 6 Months
  • Latest ITR With Income Computation, B/S, and P&L Account, Certified By A CA (For The Last 2 Years)
  • Sole Proprietor Declaration Or Certificate
  • Partnership Deed Copy
  • Certified Copy Of MOA, AOA And Board Resolution

Hassle-Free Application Process

  • 01
    Identify Different Business Loan Types
    Reach out to us through our website, phone, or in-person visit
  • 02
    Choose Lender & Application Medium
    Choose an appropriate bank for a business loan that offers the best terms on the loan.
  • 03
    Loan Eligibility & Credit Score Check
    Check your eligibility and credit score to ascertain the loan amount you are eligible for.
  • 04
    Loan Application
    Choose the best loan option and authorise us to apply on your behalf.
  • 05
    Preparing A Business Plan
    Prepare a detailed business plan stating the purpose, revenue model, business scope, and operations and submit the application.
  • 06
    Loan Approval and Offer
    Review the loan offer.
  • 07
    Acceptance and Agreement
    Sign the loan agreement and any other necessary documents.
  • 08
    Loan Disbursement
    Await the disbursement of funds.

Streamline with Seamless Calculator

We understand that managing your finances can be a daunting task. That's why e your accounting processes.

Loan amount

₹5,00,000

₹500,00,000

Rate of Interest
%

7%p.a.

15%p.a.

Loan Duration

1 Year

30 Year

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total intrest Payable

*

Empowering Global Dreams Of Business Owners

Discover the success stories of our clients who have propelled their businesses forward with our help. See how our tailored loan solutions have been instrumental in driving business growth and success.

I was really impressed with the seamless process and exceptional customer service. BankEMI helped me secure a business...

testimonials
Ajay Thakur, GMV Global

GMV Global

This loan has been a game-changer for my small boutique. The application process was straightforward, and I received...

testimonials
Alisha Khan, Beauty Care Pvt. Ltd.

Beauty Care Pvt. Ltd.

As a first-time applicant for a business loan, I appreciated how informative and patient BankEMI’s team was. They...

testimonials
Jagroop Khaira, Tyres Realm India

Tyres Realm India

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Home Loans Simplified

Still confused about applying for a personal loan? Let us explain to you in simple words what it is, and the attractive infographics will make everything seem easy.

View RBI Guidelines

FAQ

Let us clarify your doubts regarding various loans, like home loans, business loans, car loans, and personal loans and give answers about interest rates, terms, and eligibility requirements.

MSMEs, proprietors, limited liability partnership firms, private limited companies, public limited companies, self-employed individuals, and self-employed professionals are eligible for business loans.

Eligibility criteria can vary by lender but generally include a minimum business operation period (usually at least 3 years), proven profitability, age between 21-65 years and a satisfactory credit score of the business and its owners.

Business loans can be both secured and unsecured. Secured loans require collateral, such as real estate or equipment, which typically results in lower interest rates due to reduced risk for the lender. Unsecured loans, while more flexible, often come with higher interest rates and require a stronger credit profile for approval.

The tenure for business loans typically ranges from 1 to 10 years or more, depending on the type of loan and the lending institution. Loan amounts can vary widely, with some of the top banks offering loans of a few lakhs to 10 crores based on your business needs and repayment capacity. on your business needs and repayment capacity.

Interest paid on business loans is generally tax-deductible, which can reduce your overall taxable income. However, it's important to consult with a tax professional to understand how you can fully benefit from these deductions according to the latest tax laws.

Explore Our Personal Loan Options

Need funds quickly? A personal loan offers you the flexibility to manage your expenses with ease. Enjoy hassle-free approval, competitive interest rates, and the freedom to fulfill your dreams today.

Business Loan For Government Employees
Business Loan For Salaried Employees
Business Loan For Women