Secure Global Trade With Ease

Partner with a leading business loan facilitator to simplify international transactions using a trusted Letter of Credit.

Quick Loan Approval

Quick

Loan

Disbursal

Interest rate

Competitive

Interest

Rates

No hidden fees

Fully

Transparent

Process

Letter of credit Satisfied customers

Letter Of Credit Application

Fill out the details, and we’ll find the best LC options for you.

New home loan application

Start Your LC Application in Minutes!

Loan Easy Apply

Letter of Credit Features & Benefits

We connect you with trusted banks to secure hassle-free Letters of Credit for smooth global trade.

verified trade

Assured Payment

Ensures that sellers receive guaranteed payment from the bank once all terms are met securely.

Flexible Loan Amounts

Enhances Credibility

Strengthens your business reputation by showing financial reliability and commitment to secure transactions.

Multiple options

Flexible Terms

Offers customisable clauses to match the needs of specific contracts, timelines, and shipment conditions.

Affordable fees

Risk Mitigation

Protects both buyers and sellers by minimising default risks and ensuring transaction security in uncertain markets.

Regulated by RERA-Final

Buyer Confidence

Gives buyers peace of mind by ensuring payment is made only after goods are shipped and verified.

Diverse trade

Global Acceptance

Accepted by international banks and suppliers, making it ideal for safe, cross-border trade transactions worldwide.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity proof

Identity Proof

PAN, Aadhaar, Passport

Passport with Visa/PIO Card

Address proof

Address Proof

Utility Bills, Rent Agreement, Bank Passbook

Government-Issued Overseas Address

Income proof

Income Proof

Payslips, ITRs, Business License

Bank Statements, Payslips, ITRs

Customised Terms-final

Trade Documents

Invoice, Contract, Import/Export License

Invoice, Contract, Shipping Bill

Minimal documentation

Other

GST, Board Resolution, Photos

Embassy Attestation, Overseas Business Proof

Loan Offers Available

50 Cr+

Credit Facilitated

Years Of Loan Expertise

15+

Years of Expertise

No extra charges

No

Hidden Commission

Lenders Compared

30+

Lenders

Get Letter Of Credit With Ease

01

Check Your
Eligibility

Fill in basic details, and we’ll show you the best loan offers from multiple loan providers.

02

Compare Loan
Options

Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.

03

Submit Required
Documents

Submit key documents including purchase order, sales contract, and supplier quotation for review.

04

Get Loan
Approval

Loan providers evaluate your profile and provide a sanction letter with loan terms.

05

Sign The
Agreement

Review the final loan terms, sign the agreement, and proceed with the final process.

06

Loan
Disbursal

Once approved, the loan amount is credited to your account or directly to the property seller.

Letter of Credit EMI Calculator

Estimate Your Trade Costs Easily!

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Test Your Letter of Credit Knowledge

1. What is the core purpose of a Letter of Credit?
bank employees

What Our Clients Say

Discover how we help clients achieve their financial aspirations quickly by simplifying the bank guarantee process, ensuring quick approvals, and personalised support.

I needed a letter of credit quickly for an international shipment. BankEMI’s connections with over 30 banks helped me secure the best terms, making the process smooth and hassle-free. Highly recommend their service.

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Amit Agarwal

Exporter

BankEMI guided me to the right bank for my letter of credit. Their expert advice and partnerships made securing the credit easy, saving me both time and stress. Excellent service all around!

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Radhika Tharoor

Importer

BankEMI made securing a letter of credit seamless for me. Their ties with top Indian banks provided me with the best rates, and I didn’t have to worry about hidden fees or complicated paperwork.

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Ravi Singh

Tiles Manufacturer

Thanks to BankEMI, I was able to get a letter of credit for my business in no time. Their strong relationships with 30+ banks ensured I got competitive rates without the usual delays or paperwork.

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Rushali Mukherjee

Business Owner

I had trouble obtaining a letter of credit before BankEMI stepped in. With their help, I got access to better rates and quicker processing through their partnerships with leading banks. A game-changer for my business.

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Vikram Reddy

Trader

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

A Letter of Credit (LC) is a financial document from a bank that guarantees payment to the seller if the buyer fails to meet the contractual obligations. It provides security for both international and domestic trade.

The approval process typically takes 3-7 days, depending on the transaction complexity, but we ensure faster processing in most cases.

Businesses engaged in international or large-scale trade, operating for 3+ years with a good credit score (700 or above), are eligible for an LC.

Collateral may be required for a letter of credit, depending on the type and the bank's policies.

Yes, terms such as the amount, validity, and conditions can be customised to meet your business’s specific requirements.

Secure your international deals with a tailor-made Letter of Credit!

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