Quick, easy financial solutions with low rates, fast approval, and flexible terms. Let us find your best Term Loan.
Instant
Loan
Approvals
Interest Rates
7.00%*
Onwards
No
Hidden
Charges
Get competitive rates and flexible support to meet your financial needs with ease.
High Loan Amount
Access up to ₹50 Lakhs to fund personal or business needs without worrying about upfront costs.
Low Interest Rates
Interest rates starting at 9.00% p.a. to keep repayments affordable over the loan tenure.
Minimal Paperwork
Quick approval with minimal documentation and simple eligibility criteria.
Flexible Repayment Terms
Choose a repayment tenure of up to 15 years, ensuring that EMIs fit within your budget.
No Hidden Fees
Transparency in the loan process with no surprise charges. Get clear terms from the start.
Quick Loan Disbursement
Once approved, get the funds in your account quickly, with no delays, for your immediate needs.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
|
Identity Proof |
PAN Card, Aadhaar Card, Passport, Voter ID, Driving License |
Passport with VISA, PAN Card, Aadhaar Card (if applicable), OCI/PIO Card |
|
Address Proof |
Utility Bills, Aadhaar Card, Passport, Voter ID, Driving License |
Government-issued overseas address proof, Indian address proof (if applicable) |
|
Business Proof |
GST Registration, Business License, MOA/AOA, Partnership Deed |
Overseas Business License, Tax Filings, Registration Certificates |
|
Income Proof |
Salary Slips, ITRs (last 2–3 years), Bank Statements |
International Salary Slips, ITRs, NRE/NRO Bank Statements, Employment Contract |
|
Property Documents |
Sale Deed, Title Deed, Builder NOC, Project Report (if applicable) |
Sale Deed, Title Deed, Builder NOC, Regulatory Approvals, Overseas Funding Proofs (if applicable) |
Loan Offers Available
Years Of Experience
Extra Charges
Lenders Compared
Check Your Eligibility
Fill in basic details, and we’ll present the best loan offers from multiple lenders.
Compare Loan Options
Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.
Upload Required Documents
Securely submit your KYC, income, and property documents online.
Get Loan Approval
Lenders assess your profile and issue a sanction letter with loan terms.
Sign the Agreement
Review the final loan terms, sign the agreement, and proceed to the next step.
Loan Disbursement
Funds are disbursed in stages corresponding to construction milestones.
Get a quick estimate of your monthly installments.
₹5,00,000
₹5,00,00,000
7% p.a.
15% p.a.
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
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Discover how our term loans helped businesses expand, stabilise finances, and achieve long-term growth with structured funding.
BankEMI helped me secure a Term Loan with the best interest rate and a flexible repayment plan. I couldn’t have asked for a smoother process!
Karan Mehta
I was able to get my Term Loan approved quickly and without too much paperwork. The team at BankEMI guided me throughout the process.
Suman Arora
BankEMI made securing a Term Loan simple and quick. The process was transparent, with no hidden charges, and I got the funds I needed at an affordable rate. Their team provided clear guidance every step of the way.
Vikram Kumar
BankEMI’s term loan helped us open a new branch without disrupting our cash flow. Their team made the entire process smooth and stress-free.
Ritika Sinha
We secured long-term funding for our expansion plan with flexible repayment options. BankEMI’s guidance was spot on from start to finish.
Karan Patel
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
March 24, 2025 • 1 min read
Your top questions on term loan eligibility, features, and benefits—answered clearly and concisely.
