Bridge seasonal gaps and maintain business continuity with this adaptable line of credit guided by our business loan facilitators.
12-Month Repayment
Ideal for short-term needs, with flexibility to repay over one financial cycle.
Pay Only Used
Interest applies only to withdrawn amounts, helping you avoid extra charges.
Scalable Limit Growth
Higher credit access as your business financials and creditworthiness improve.
Custom Repayment Schedule
Monthly, quarterly, or half-yearly options to match your revenue pattern.
Tax Deductible Interest
Interest may be claimed as a business expense, potentially reducing your taxes.
Collateral-Based Option
Secure with collateral for better terms and higher borrowing limits.
Document Type | Indian Resident | Non-Resident Indian (NRI) |
---|---|---|
KYC & Identity Proof |
Aadhar, PAN, Passport, Voter ID, Driving License |
Passport, Visa Copy, Overseas Address Proof |
Business Proof |
GST, Udyam, MSME Certificate, Incorporation Doc |
Incorporation Certificate, Board Resolution |
Financial Documents |
3 years ITR, 6 months bank statement |
3 years ITR, NRE/NRO Bank Statements |
Address Proof |
Utility Bills, Lease Agreement |
Overseas Address Proof, Indian Address (if any) |
Collateral Documents |
Property Papers, Ownership Proof |
N/A or Local Property Proof |
Disbursed
Businesses Funded
Renewal Charges
Lending Partners
Check Your Eligibility
Share basic details to get matched with ideal cash credit offers.
Compare Loan Options
Review offers from multiple lenders based on your business profile.
Upload Required Documents
Securely submit identity, income, and collateral proof online.
Get Loan Approval
Lenders assess your financials and approve the credit limit.
Sign the Agreement
Accept the offer and complete verification.
Loan Disbursement
Limit is activated in your account, ready for use.
Get a quick estimate of your cash credit monthly installments
₹5,00,000
₹5,00,00,000
7% p.a.
15% p.a.
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
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March 24, 2025 • 1 min read
Your top questions on cash credit limits, eligibility, and benefits - answered clearly and concisely.