Get the funds you need while keeping ownership of your property with minimal documentation and quick processing.
Instant
Payment
Disbursal
Interest Rate
9.10%*
Onwards
No
Hidden
Fees
Getting a loan against property shouldn’t be complicated. With the right support, you can secure the best deals with competitive rates. Explore how we make the process smooth and stress-free for you.
Substantial Loan Amounts
Get up to 70% of your property’s market value, offering you significant financial assistance to meet personal or business needs without selling your property.
Extended Repayment
Choose a flexible repayment period of up to 15 years, ensuring comfortable and manageable EMI options tailored to your financial situation.
Competitive Interest Rates
Benefit from low-interest rates from 30+ partnered banks, ensuring you receive the best possible deal for your loan requirement.
Quick Approval & Disbursal
Enjoy fast processing with minimal documentation, helping you access funds quickly without unnecessary delays or lengthy formalities.
No Hidden Fees
Enjoy a transparent loan process with no surprise charges or extra costs. Get clear terms from the start, ensuring a smooth and trustworthy borrowing experience.
Versatile Fund Utilization
Use the loan without any restrictions for business expansion, personal needs, education, weddings, medical expenses, or other financial commitments.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
Identity Proof |
Aadhar Card, PAN Card, Passport |
Passport, OCI/PIO Card |
Address Proof |
Utility Bill, Rent Agreement |
Overseas Address Proof, Visa Copy |
Income Proof |
Salary Slips, Bank Statements |
NRE/NRO Account Statements |
Property Documents |
Sale Deed, Property Tax Receipt |
Sale Deed, Power of Attorney |
Business Proof (if applicable) |
GST Registration, ITR |
Foreign Income Proof |
High Loan To Value
Lenders Compared
Extra Service Charges
Years Flexible Repayment
Check Your Eligibility
Fill in basic details, and we’ll show you the best loan offers from multiple lenders.
Compare Loan Options
Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.
Submit Required Documents
Securely submit your KYC, income, and property documents online.
Get Loan Approval
Lenders evaluate your profile and provide a sanction letter with loan terms.
Sign the Agreement
Review the final loan terms, sign the agreement, and proceed with the final process.
Loan Disbursement
Once approved, the loan amount is credited to your account or directly to the property seller.
Get Quick Estimate Of Your Loan Against Property Monthly Installments
₹5,00,000
₹5,00,00,000
7% p.a.
15% p.a.
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
Get updates on interest rates, lender offers, and expert tips for smarter loans.
Read heartfelt testimonials showcasing how our property loans have unlocked funds with quick approvals, flexible repayment, and dedicated service.
I needed urgent funds for my business, and BankEMI made the Loan Against Property process effortless. Their team helped me find the best offer with low interest and quick approval. Highly recommend their service!
Rakesh Mehta
Skitbit Logistics
BankEMI guided me through every step of getting a Loan Against Property. Their experts found the best deal with flexible repayment, and the approval was faster than expected. A smooth and stress-free experience!
Anita Sharma
GAB Global
BankEMI helped me secure a machinery loan with the best interest rates. Their connections with top banks made the process quick and easy, and I got the machinery I needed for my business without hassle.
Vikram Patel
Rubber Factory Owner
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
March 24, 2025 • 1 min read
Answering your most common queries on eligibility, interest rates, and property-based loan requirements.
