Power Your Global Vision with Smart Loans

Access foreign currency funding with expert loan consultation, global banking support, and end-to-end documentation assistance.

95% Approval Rate

Global

Funding

Access

Interest Rate 8.50% Onwards

Interest Rates

6.50%*

Onwards

No Processing Fee

RBI

Compliant

Process

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Foreign Currency Term Loan Application

New home loan application

Fill out the details, and we’ll find the best loan options for you.

Global Projects Funded with Foreign Currency Loans

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Foreign Currency Term Loan Features & Benefits

Secure internationally structured funding for expansion, modernisation, or cross-border business needs.

Custom Loan Structuring

Tailored solutions for global expansion, refinancing, or tech upgrades via strategic loan design.

Currency Risk Management

Get expert guidance on hedging and derivatives to control exchange rate fluctuations.

Flexible Repayment Options

Choose between periodic or bullet repayments based on your cash flow projections.

FEMA & RBI Compliance

Navigate ECB and other regulatory frameworks with ease through proper business loan consultation.

Dedicated Loan Advisors

Get continuous support from an experienced business loan advisor from start to finish.

Global Lending Access

Leverage partnerships with global institutions to tap into favourable interest rates abroad.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)

Identity Proof

PAN, Aadhaar Card, Passport

Passport with VISA, Overseas Address Proof

Business Documents

Incorporation Certificate, Project Reports, Cash Flows

Incorporation Certificate, Valid Business Licence

Regulatory Documents

RBI Approval, FEMA Compliance, ECB Application

RBI Approval, FEMA Compliance, ECB Application, Attested Docs as per RBI/Embassy Requirements

Financial Statements

Last 3 years ITR, Balance Sheet, Profit & Loss

Certified overseas bank statements, audited financials

Offers Available

₹250 Cr+

Disbursed

15+

Years Experience

No extra charges

0%

Extra Charges

Lenders Compared

30+

Lenders Compared

Easy Foreign Currency Loan Application Process

01

Check Your Eligibility

Tell us about your business needs, and we’ll suggest suitable global options.

02

Compare Loan Options

Get matched with lenders based on currency, tenure, and repayment terms.

03

Upload Required Documents

Submit project reports, KYC, and RBI/FEMA approvals.

04

Get Loan Approval

We coordinate with lenders and regulators to accelerate your approval.

05

Sign the Agreement

Our advisors assist in reviewing global loan contracts before you sign.

06

Loan Disbursement

Upon final approval, funds are transferred in foreign currency to your account.

Foreign Currency Term Loan EMI Calculator

Get a quick estimate of your Foreign Currency Loan monthly installments

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest
%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Stay Updated With Our FCTL Insights

Get expert foreign currency loan tips, offers, and global market updates for smarter financial decisions.

Machinery Loan Insights

What Our Clients Say

Discover how our foreign currency loans helped businesses expand globally and manage international operations with ease.

With BankEMI’s foreign currency loan, we secured competitive rates and scaled our export business smoothly. A fantastic support system for global expansion!

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Amit Bansal

Their expertise helped us fund our international project without currency hassles. BankEMI made cross-border financing feel local and simple.

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Sneha Kapoor

We opened a new office in Dubai using BankEMI’s foreign currency loan. The process was seamless and well-guided.

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Jatin Mehra

Foreign supplier payments became easier with BankEMI’s currency loan. Their team helped us manage risks and documentation with ease.

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Ravi Khanna

BankEMI offered the right forex loan at the right time. It played a crucial role in our global supply chain expansion.

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Sana Rizvi

Understanding Foreign Currency Term Loan

Explore expert insights and personalised foreign currency loan consultation to help you make the right financial decisions.

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Explore Foreign Currency Loans With BankEMI

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Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Answers to your top foreign currency loan questions—clear, simple, and expert-approved.

Foreign Currency Term Loan is a loan disbursed in foreign currency to fund global or large-scale business activities.

Registered Indian companies with international operations or expansion plans can apply for FCTL.

Yes, loans under ECB norms require RBI and FEMA compliance.

Interest is typically linked to global benchmarks like LIBOR or SOFR, plus a lender’s margin based on your credit profile and loan terms.

Typically repayments are made in the loan currency, unless specified otherwise.

We’re a trusted business loan facilitator providing expert consultation, simplified documentation, and access to global lenders for smooth and competitive foreign currency financing.

Simplify global borrowing with the right foreign currency loan today.

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