Loan Support For Building Non-Residential Spaces

We help you apply for loans to build shops, offices, or other commercial spaces with simple steps and full support.

Quick Loan Approval

Quick

Loan

Approval

Interest rate

Interest Rates

9.50% p.a*

No hidden fees

No

Hidden

Charges

NRP construction loan Banner Badge

NRP Construction Loan Application

Fill out the details, and we’ll find the best loan options for you.

New home loan application

Build Smartly with NRP Construction Loan Support

Loan Easy Apply

Non-Residential Property Construction Loan Features & Benefits

Receive tailored and adaptable loan support for every phase of your non-residential property construction.

Long Repayment Tenure

Flexible Loan Terms

Choose from multiple repayment plans to match your business’s expected cash flow and timeline.

Multiple property types

Wide Property Options

Loans available for shops, offices, clinics, showrooms, and other approved commercial constructions.

Top up facility

Multiple Lender Access

We connect you with several banks and NBFCs to find better rates and terms.

Regulated by RERA-Final

Easy Application Process

Simple process with guided steps to reduce confusion and speed up lender response time.

Upgrade equipment

Document Assistance

We help organise and check all paperwork required by banks or NBFCs for faster approval.

Transparent interest

Transparent Process Flow

No hidden charges or confusing steps. We offer a simple and clear loan support experience.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity proof

Identity Proof

PAN, Aadhaar Card, Passport

Passport with VISA, OCI/PIO Card

Address Proof Final

Address Proof

Utility Bills, Aadhaar, Passport

Government-issued overseas address proof

Business proof

Business Proof

GST, Business Reg., ITR

Overseas Business License, Tax Filings

Income proof

Income Proof

ITRs, Balance Sheets

CA-certified financials, Bank Statements

Property Documents Final

Property Documents

Sale Deed, NOC, Title Deeds

Sale Deed, NOC, Title Deeds, Regulatory Approvals

Loan Offers Available

100+

Loan Offers Available

Years Of Loan Expertise

15+

Years Of Experience

No extra charges

0%

Extra Charges

Lenders Compared

30+

Lenders Compared

Easy Commercial Property Loan Application Process

01

Check Your
Eligibility

Fill in basic business details, and we’ll match you with suitable loan offers.

02

Compare Overdraft
Options

Evaluate offers & interest rates from banks & NBFCs to choose the right lender.

03

Provide Required
Documents

Upload your KYC, business financials, and related documents securely for verification.

04

Get Loan
Approval

The lenders review your application and issue a sanction letter outlining loan terms.

05

Sign The
Agreement

Review the terms, sign the agreement and confirm how you wish to proceed.

06

Loan
Disbursement

After approval, the sanctioned amount is disbursed directly to your business account.

Commercial Property Loan EMI Calculator

Get a quick estimate of your Commercial Loan monthly installments

Loan Amount

₹

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

₹ *

Total Amount Payable

₹ *

Total Interest Payable

₹ *

Test Your Commercial Property Loan Knowledge

1. What’s the maximum tenure for Non-Residential Property Construction loans?
Machinery Loan Insights

What Our Clients Say

Discover how our commercial property loan empowered businesses to grow and stay financially agile.

With BankEMI’s support, we purchased our first office space. The loan terms were flexible, and the team guided us at every step.

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Anita Kapoor

Buying a warehouse was stress-free with BankEMI. Their commercial property loan helped us grow operations while maintaining cash flow flexibility.

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Vikram Sethi

BankEMI understood our expansion goals. The commercial loan they facilitated fit our budget and helped us invest in the right property.

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Sandeep Khurana

We transitioned from leasing to owning our workspace. BankEMI made the loan process simple and efficient—true financial partners!

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Yusuf Khan

Thanks to BankEMI, we now own a retail space in a prime location. Their expert advice and process transparency were impressive.

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Rachna Tyagi

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Key things to know before applying for a commercial property loan.

A commercial property loan is a type of business loan that helps you purchase, refinance, or construct property meant for commercial use—such as offices, shops, or warehouses.

Self-employed individuals, business owners, professionals, and companies with verifiable income and a valid business profile are eligible to apply for a commercial property loan.

You’ll need KYC documents, business registration proof, income tax returns, recent bank statements, and property documents related to the commercial space.

The loan tenure usually ranges from 5 to 15 years, depending on the lender’s policy and your repayment capacity.

No, commercial property loans are only available for properties that are owned, under purchase, or under construction—not for rented spaces.

Yes, you can apply for a top-up loan if you meet the lender’s eligibility criteria and the existing loan has a good repayment history.

Fuel your business expansion with the right commercial property funding.

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