Finance Growth With Commercial Property Loan

Expand your business by securing funds with expert guidance from trusted business loan advisors and facilitators.

Quick

Loan

Approval

Interest Rates

9.50%*

Onwards

No

Hidden

Charges

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Commercial Property Loan Application

New home loan application

Fill out the details, and we’ll find the best loan options for you.

Build Smartly with NRP Construction Loan Support

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Commercial Property Loan Features & Benefits

Get strategic funding to purchase or refinance commercial real estate with business loan consultation support.

High Loan Amounts

Avail loans from ₹10 lakhs to ₹5 crores based on business profile.

Longer Tenure

Repay comfortably over a maximum tenure of 15 years.

Multiple Property Types

Fund offices, showrooms, shops, clinics, or other business premises.

Attractive Interest Rates

Access lower interest options through business loan facilitators.

Quick Processing

Get fast approvals with minimal documentation and guidance from business loan advisors.

Balance Transfer Option

Shift your existing loan to reduce EMIs and access top-up funds.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)

Identity Proof

PAN, Aadhaar Card, Passport

Passport with VISA, OCI/PIO Card

Address Proof

Utility Bills, Aadhaar, Passport

Government-issued overseas address proof

Business Proof

GST, Business Reg., ITR

Overseas Business License, Tax Filings

Income Proof

ITRs, Balance Sheets

CA-certified financials, Bank Statements

Property Documents

Sale Deed, NOC, Title Deeds

Sale Deed, NOC, Title Deeds, Regulatory Approvals

100+

Loan Offers Available

15+

Years Of Experience

0%

Extra Charges

30+

Lenders Compared

Easy Commercial Property Loan Application Process

01

Check Your Eligibility

Share basic details to view suitable offers from top banks and NBFCs.

02

Compare Loan Options

Our business loan advisors compare offers and recommend the best one.

03

Upload Required Documents

Submit KYC, business and property documents securely.

04

Get Loan Approval

Receive sanction letter after assessment.

05

Sign the Agreement

Review and accept final terms.

06

Loan Disbursement

Funds disbursed directly to the seller or your account.

Commercial Property Loan EMI Calculator

Get a quick estimate of your Commercial Loan monthly installments

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest
%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Stay Updated With Our Commercial Loan Insights

Get expert commercial loan tips, offers, and market updates for smarter financial decisions.

Machinery Loan Insights

What Our Clients Say

Discover how our commercial property loan empowered businesses to grow and stay financially agile.

With BankEMI’s support, we purchased our first office space. The loan terms were flexible, and the team guided us at every step.

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Anita Kapoor

Buying a warehouse was stress-free with BankEMI. Their commercial property loan helped us grow operations while maintaining cash flow flexibility.

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Vikram Sethi

Thanks to BankEMI, we now own a retail space in a prime location. Their expert advice and process transparency were impressive.

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Rachna Kapoor

BankEMI understood our expansion goals. The commercial loan they facilitated fit our budget and helped us invest in the right property.

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Sandeep Khurana

We transitioned from leasing to owning our workspace. BankEMI made the loan process simple and efficient—true financial partners!

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Yusuf Khan

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Key things to know before applying for a commercial property loan.

A commercial property loan is a type of business loan that helps you purchase, refinance, or construct property meant for commercial use—such as offices, shops, or warehouses.

Self-employed individuals, business owners, professionals, and companies with verifiable income and a valid business profile are eligible to apply for a commercial property loan.

You’ll need KYC documents, business registration proof, income tax returns, recent bank statements, and property documents related to the commercial space.

The loan tenure usually ranges from 5 to 15 years, depending on the lender’s policy and your repayment capacity.

No, commercial property loans are only available for properties that are owned, under purchase, or under construction—not for rented spaces.

Yes, you can apply for a top-up loan if you meet the lender’s eligibility criteria and the existing loan has a good repayment history.

Fuel your business expansion with the right commercial property funding.

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