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All Your Loan Needs, Simplified!

We understand that finding the right loan can be confusing. That’s why we help you compare options, secure low-interest rates, and complete the process without hassle. No matter what kind of loan you need, we make sure you get it quickly.

Loans for Every Need

Get the loans that match your financial needs.  

Quick Approvals

Get funds quickly with a fast loan process.

Trusted Finance Partners

Choose loan options from reliable banks and NBFCs.

Simple Documentation

Apply with minimal paperwork and a straightforward loan process.

Loans for All Credit Scores

Explore loan options even if your credit score is not perfect.

Flexible Repayment Plans

Select a repayment plan that suits your budget and financial goals.

Transparent Loan Process

Know your loan terms upfront with complete clarity.

Expert Loan Assistance

Our team helps you choose the best loan for your needs.

Ready To Get Your Quick Loan Approval?

Fill out the application form, and our team will get in touch with you with personalized offers.

  • Lowest Interest Rates
  • Flexible Repayment Tenure
  • Simple & Fast Approvals
  • Free Lifetime Support

Available Funding

₹5,00,00,000*
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Loan-To-Value

Upto 90%*
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Loans For Every Financial Need

We help you find the right loan with low interest rates and quick approvals. Choose from a variety of loan options to fit your needs.

Personal Loan

Interest Rates

Starting at 9.75%* p.a.

Car Loan

Interest Rates

Starting at 7.50%* p.a.

Loan Against Property

Interest Rates

Starting at 9.10%* p.a.

Business Loan

Business Loan

Within 72 hours

Home Loan

Interest Rates

Starting at 8.10%* p.a.

Construction Loan

Interest Rates

Starts from 8.10%* Onwards

Term Loan

Interest Rates

Starts from 7.00%* Onwards

30+

30+

Loan Options Available

48-Hr

48-Hr

Loan Processing

100%

100%

Transparent Process

50K+

50K+

Happy Customers

Easy Loan Application

01

Check Your Eligibility

Fill in basic details, and we’ll show you the best loan offers from multiple lenders.

02

Compare Loan Options

Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.

03

Submit Required Documents

Securely submit your KYC, income, and property documents online.

04

Get Loan Approval

Lenders evaluate your profile and provide a sanction letter with loan terms.

05

Sign the Agreement

Review the final loan terms, sign the agreement, and proceed with the final process.

06

Loan Disbursement

Once approved, the loan amount is credited to your account or directly to the property seller.

Calculate Your EMI Easily

Find out your monthly EMI by entering the loan amount, interest rate, and tenure in our simple calculator.

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest
%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Real People, Real Money, Real Success

See how BankEMI has helped individuals and businesses secure the right loans with ease.

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Watch how we help you find the right loan by connecting you with top lenders - quickly, clearly, and confidently.

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Frequently Asked Questions

Find answers to common questions about loans, eligibility, interest rates, and the application process.

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Any entrepreneur, self-employed individual, or business owner with a stable income and good credit score can apply.

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The loan amount depends on your business revenue, creditworthiness, and lender policies. It can range from ₹1,00,000 to ₹50 Lakhs.

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Business loans typically have repayment tenures ranging from 1 to 5 years.

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Yes, many business loans, especially working capital loans and unsecured business loans, do not require collateral.

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Interest rates start from 10.75% p.a. and vary based on loan amount, credit score, and lender.

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Interest rates vary among lenders. Some banks offer rates as low as 9.5% per annum, especially to existing customers. It’s essential to compare rates to find the most affordable option.

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Balance your EMI and loan tenure to avoid financial strain. Opting for higher EMIs can shorten the tenure and reduce interest, but ensure it doesn’t pressure your daily budget. Avoid excessively long tenures, which increase total interest payable.

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Inquire about all applicable charges, including processing fees, documentation charges, credit report fees, stamp duty, prepayment, foreclosure, late payment penalties, and others. Comparing these across lenders can help you choose the most cost-effective option.

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Some banks impose prepayment or foreclosure charges if you repay the loan early. Prefer lenders that charge minimal or no fees for early repayment, allowing flexibility if you decide to clear the debt ahead of schedule.

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Typically, you’ll need KYC documents (identity, address, and age proof), bank statements, income proof (like salary slips or IT returns), business or employment stability proof, and partnership deeds if applicable. Having these ready can expedite the loan approval process.

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Credit cards offer convenience, rewards, and the ability to build your credit score. They can also provide fraud protection and financial flexibility.

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Balance transfer is the transfer of your existing credit card balance to another card for lower interest rates or better terms to reduce your interest burden.

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Criteria typically include age (21-60 years), income stability, employment status, credit score, and credit limit.

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Interest rates vary but generally range between 2.5% and 4% per month. We help compare rates from multiple banks to find the best deal.

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A credit score of 700 and above is preferred, though some banks may approve cards for scores as low as 650 with higher interest rates or stricter terms.

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Any salaried or self-employed individual with a stable income can apply. Eligibility varies by lender.

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KYC documents, income proof, property documents, and bank statements are generally required.

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Approval timelines vary, but loans can be sanctioned in as little as 24-48 hours for eligible applicants.

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Yes, tax deductions are available under Section 80C and 24(b) for principal and interest repayments.

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Missing an EMI can lead to late fees, impact your credit score, and increase your repayment burden.

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Any salaried or self-employed individual, business owner, or professional who owns a property can apply. Eligibility depends on income, credit score, and property valuation.

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Both residential and commercial properties can be used as collateral. Some lenders also accept industrial properties, depending on their policies.

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The loan amount depends on the property’s market value, your income, and the lender’s loan-to-value (LTV) ratio, typically ranging from 50% to 75% of the property value.

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Approval timelines vary, but loans can be sanctioned within 48-72 hours if all required documents are submitted correctly.

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Yes, Loan Against Property usually offers lower interest rates, higher loan amounts, and longer repayment tenures compared to personal loans.

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Any salaried or self-employed individual with a steady income can apply.

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The loan amount depends on your income, credit score, and lender policies, ranging from ₹50,000 to ₹50 Lakhs.

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Loan tenure typically ranges from 1 to 5 years, based on lender terms.

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No, Personal Loans are unsecured, meaning you don’t need to provide security.

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Rates start from 10.85% p.a., but actual rates depend on the borrower’s profile and lender’s policy.

Loan rejected? We offer flexible and smarter options that work.