Personal Loan

Get credit score based interest rate

Get the funds you need quickly, bridge the gap for urgent renovations, invest in your future and more.

Within only

2 hrs

approvals

Interest rate

9.75%*

onwards

debt consolidation

Trusted Financial Advisory Services

Get expert support with legal, property, and financial evaluations to ensure informed and secure loan decisions.

  • Debt Consolidation
  • Legal Check Of Property
  • Property Evaluation
  • Structural Check
  • Builders Due Diligence

A Loan For Your Every Need

Fulfil all your desires with personal loans – get fast approval, flexible terms, and low-interest rates. Achieve your goals with ease and confidence today!

Empowering Dreams With Affordable Personal Loans

Explore various types of personal loans to fund your wedding, cover home expenses, pursue higher education, plan a vacation or manage medical bills with low interest rates and flexible terms.

Medical Loans
Medical Loans

Cover unexpected medical expenses with ease through medical loans. Get the care you need without the worry, thanks to a quick and hassle-free loan process.

Education Loans
Education Loans

Invest in your future with education loans. Whether it's college tuition or advanced studies, we provide the financial support to help you achieve your academic goals.

Home Improvement Loans
Home Improvement Loans

Transform your living space with home improvement loans. From renovations to upgrades, get the funds you need to create your ideal home with competitive rates and fast approval.

Wedding Loans
Wedding Loans

Make your dream wedding a reality with wedding loans. Enjoy flexible terms and easy repayment options, ensuring your special day is perfect without financial stress.

Smart Personal Loans for Life’s Milestones

Empower your future today with personal loans that offer flexible repayment options, competitive rates, quick approval and more.

Loan Tenure up to 6 Years & More

Loan Tenure up to 6 Years & More

Enjoy the flexibility of extended repayment periods. Personal loans offer tenures up to 6 years and beyond, ensuring manageable installments that suit your budget.

Get Loans Upto 40 Lakhs & More

Get Loans Upto 40 Lakhs & More

Unlock substantial funding with personal loans up to 40 lakhs and beyond. Achieve your big dreams and significant goals with the financial support you need.

Very Little Documentation

Very Little Documentation

Say goodbye to paperwork hassles! Personal loans require minimal documentation, making the application process smooth, fast, and stress-free.

Quick Disbursements

Quick Disbursements

Get access to funds swiftly with our quick disbursement process. Don't let financial constraints hold you back – achieve your goals promptly and efficiently.

Multiple Use Possible

Multiple Use Possible

From weddings to education, medical expenses to home improvements, personal loans offer versatile solutions for all your financial needs, making your life easier.

Collateral-Free Loans

Collateral-Free Loans

Secure the funds you need without risking your assets. These collateral-free personal loans provide financial freedom with peace of mind, ensuring you stay in control.

Explore Our Personal Loan Options

Need funds quickly? A personal loan offers you the flexibility to manage your expenses with ease. Enjoy hassle-free approval, competitive interest rates, and the freedom to fulfill your dreams today.

Personal Loan For Government Employees
Personal Loan For Salaried Employees
Personal Loan For Women

Documentation Required

You need to possess all these documents if you want to apply for a Personal Loan. Make sure that the documents are authentic and true to your knowledge.

Requirements Identity Proof Residence Proof Income Proof
Salaried Individuals Aadhaar Card, Passport, Driving License, Voter’s ID, PAN Card, Employee ID Card Passport, Aadhaar Card, or General Utility Bills Bank Account Statement, Salary Slips, or Form 16
Self Employed Individuals Aadhaar Card, Passport, Driving License, Voter’s ID, or PAN Card Passport, Aadhaar Card, or General Utility Bills Bank Statement, Previous Years’ ITR, P&L Statement, Balance Sheet.

Hassle-Free Application Process

Get personal loans effortlessly and conveniently at the best rates! Enjoy a hassle-free application process, minimal documentation, quick approval, and flexible repayment options tailored to your needs.

haslefree
  • 01 Determine Your Financial Needs
  • 02 Check Loan Eligibility
  • 03 Calculate Your Monthly Installment
  • 04 Submit The Necessary Documents
  • 05 Apply For Loan With Us

Streamline with Seamless Calculator

We understand that managing your finances can be a daunting task. That's why e your accounting processes.

Loan amount

₹5,00,000

₹500,00,000

Rate of Interest
%

7%p.a.

15%p.a.

Loan Duration

1 Year

30 Year

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total intrest Payable

*

Spreading Smiles With Personal Loans

Read heartfelt testimonials showcasing how our home loans have made the dream of owning a home a reality with quick approvals, flexible terms, and exceptional customer service.

As a first-time applicant for a business loan, I appreciated how informative and patient BankEMI’s team was. They...

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Jagroop Khaira, Tyres Realm India

Tyres Realm India

I was really impressed with the seamless process and exceptional customer service. BankEMI helped me secure a business...

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Ajay Thakur, GMV Global

GMV Global

This loan has been a game-changer for my small boutique. The application process was straightforward, and I received...

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Alisha Khan, Beauty Care Pvt. Ltd.

Beauty Care Pvt. Ltd.

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Home Loans Simplified

Still confused about applying for a personal loan? Let us explain to you in simple words what it is, and the attractive infographics will make everything seem easy.

View RBI Guidelines

FAQ

Let us clarify your doubts regarding various loans, like home loans, business loans, car loans, and personal loans and give answers about interest rates, terms, and eligibility requirements.

A personal loan is an unsecured loan you can use for various purposes like education, medical bills, or home expenses.

For personal loan application, you need basic documents such as identity proof, address proof, income proof, and bank statements.

We help you get the perfect loan with a quick approval process, so that your loan is approved and disbursed within a few days.

You can borrow up to 40 lakhs or more, depending on your eligibility and financial profile.

You can avail of flexible repayment tenures of up to 6 years or more, depending on the lender or banks, allowing you to easily calculate manageable monthly installments.