Personal Loan
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Personal Loan Features & Benefits
- No end-usage restriction.
- Loan amount of up to Rs. 40 lakh, which can exceed depending on lenders’ discretion.
- Repayment tenure of up to 5 years, with some banks/NBFCs offering longer tenures.
- Minimal documentation.
- Quick disbursals.
- Applicants having excellent credit profiles may also qualify for pre approved/pre qualified personal loans with instant disbursal.
Personal Loans Requirements
- Age: 18 – 60 years
- Income: Minimum Rs 15,000/month for salaried applicants
- Credit Score: Preferably 750 and above as having higher credit scores increase the chances of your loan approval at lower interest rates
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