BankEMI connects you with top lenders through expert personal loan consultation for quick, flexible, and collateral-free funding.
Instant
Loan
Approval
Interest Rate
10.85% p.a*
Onwards
Top
Lending
Partners
Provide your contact details, and our team will get in touch with you soon.
Get easy access to unsecured funding for planned or emergency personal expenses with expert guidance.
No Collateral Needed
Borrow without pledging assets, giving you full financial flexibility and freedom.
Quick Loan Disbursal
Get approvals & disbursal within 24–48 hours with help from our loan experts.
Flexible Loan Amounts
Choose loan amounts from ₹50,000 to ₹50 Lakhs based on your eligibility.
Customised Tenures
Repay comfortably over 1 to 5 years with easy-to-manage EMIs.
Low Interest Rates
The interest rates start at 10.85% p.a. with no hidden terms.
Minimal Documentation
Apply with basic ID, income, and address proof. We keep it hassle-free.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
Identity |
Aadhaar, PAN Card, Passport |
Passport, OCI/PIO Card |
Address |
Utility Bill, Rent Agreement |
Bank Statement, Utility Bill |
Income |
Salary Slips, ITR, Bank Statements |
NRE/NRO Statements, Income Slips |
Employment |
Offer Letter, Employee ID |
Work Permit, Employer Letter |
Bank |
Last 6 months statements |
Overseas A/C Statements |
Loans Disbursed
Extra Charges
Associated Banks
Flexible Repayment
Provide Contact Details
Fill in your contact details on our online form to get started.
Loan Consultation Call
Our expert will call you to discuss your loan requirements.
Explore Loan Offers
Review personalized loan offers tailored to your business eligibility.
Select Preferred Offer
Select the loan option that best fits your business goals.
Review & Sign Loan Terms
Read through and sign all loan documents to proceed.
Loan Amount Credited
Loan funds are credited into your account post approval.
Quickly Estimate Your Personal Loan Monthly Instalments!
Loan Amount
₹5,00,000
₹5,00,00,000
Rate of Interest
7% p.a.
15% p.a.
Loan Duration
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
See how we help people simplify their finances with trusted personal loan from top banks.
I needed a loan for my wedding, and BankEMI made the process smooth and quick. I got the best deal with flexible EMIs.
Roshan Malhotra
Teacher
BankEMI helped me get a personal loan at a low interest rate without any hidden charges. The entire process was simple and hassle-free.
Priyanka Sharma
Housewife
I urgently needed funds for medical expenses, and BankEMI helped me secure a loan within 24 hours. Highly recommended!
Nitin Verma
Customs Duty Officer
BankEMI was a lifesaver during a financial crunch. Their team guided me at every step and got me instant approval. The EMIs fit perfectly in my budget.
Kavita Joshi
Backend Developer
I consulted BankEMI to consolidate my credit card debt. They found me a low-interest personal loan with easy repayment terms. So glad I chose them!
Vikram Desai
Garage Owner
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Find answers to key questions with support from our personal loan facilitators and agents.
