Instant Funds For All Your Needs

BankEMI connects you with top lenders through expert personal loan consultation for quick, flexible, and collateral-free funding.

Quick Loan Approval

Instant

Loan

Approval

Instant Rate

Interest Rate

10.85% p.a*

Onwards

instant loan approval

Top

Lending

Partners

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Personal Loan Application

Provide your contact details, and our team will get in touch with you soon.

New home loan application

Access Quick Funds With Personal Loans!

Loan Easy Apply

Personal Loan Features & Benefits

Get easy access to unsecured funding for planned or emergency personal expenses with expert guidance.

No Collateral

No Collateral Needed

Borrow without pledging assets, giving you full financial flexibility and freedom.

Quick loan disbursement

Quick Loan Disbursal

Get approvals & disbursal within 24–48 hours with help from our loan experts.

Flexible Loan Amounts

Flexible Loan Amounts

Choose loan amounts from ₹50,000 to ₹50 Lakhs based on your eligibility.

Repayment terms

Customised Tenures

Repay comfortably over 1 to 5 years with easy-to-manage EMIs.

Transparent interest

Low Interest Rates

The interest rates start at 10.85% p.a. with no hidden terms.

Minimal documentation

Minimal Documentation

Apply with basic ID, income, and address proof. We keep it hassle-free.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity proof

Identity
Proof

Aadhaar, PAN Card, Passport

Passport, OCI/PIO Card

Address proof

Address
Proof

Utility Bill, Rent Agreement

Bank Statement, Utility Bill

Income proof

Income
Proof

Salary Slips, ITR, Bank Statements

NRE/NRO Statements, Income Slips

Employment proof

Employment
Proof

Offer Letter, Employee ID

Work Permit, Employer Letter

Bank statements

Bank
Statements

Last 6 months statements

Overseas A/C Statements

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₹250Cr+

Loans Disbursed

no hidden icon

₹0

Extra Charges

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30+

Associated Banks

flexible repayment

5 Yrs

Flexible Repayment

Easy Loan Application Process

01

Provide Contact Details

Fill in your contact details on our online form to get started.

02

Loan Consultation Call

Our expert will call you to discuss your loan requirements.

03

Explore Loan Offers

Review personalized loan offers tailored to your business eligibility.

04

Select Preferred Offer

Select the loan option that best fits your business goals.

05

Review & Sign Loan Terms

Read through and sign all loan documents to proceed.

06

Loan Amount Credited

Loan funds are credited into your account post approval.

Personal Loan EMI Calculator

Quickly Estimate Your Personal Loan Monthly Instalments!

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Test Your Personal Loan Knowledge

1. Which is the biggest benefit of a personal loan?
bank employees

Testimonials

See how we help people simplify their finances with trusted personal loan from top banks.

I needed a loan for my wedding, and BankEMI made the process smooth and quick. I got the best deal with flexible EMIs.

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Roshan Malhotra

Teacher

BankEMI helped me get a personal loan at a low interest rate without any hidden charges. The entire process was simple and hassle-free.

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Priyanka Sharma

Housewife

I urgently needed funds for medical expenses, and BankEMI helped me secure a loan within 24 hours. Highly recommended!

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Nitin Verma

Customs Duty Officer

BankEMI was a lifesaver during a financial crunch. Their team guided me at every step and got me instant approval. The EMIs fit perfectly in my budget.

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Kavita Joshi

Backend Developer

I consulted BankEMI to consolidate my credit card debt. They found me a low-interest personal loan with easy repayment terms. So glad I chose them!

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Vikram Desai

Garage Owner

Understanding Personal Loans

Explore expert insights and insightful personal loan consultation to help you make informed choices.

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All About Personal Loans

Loan Easy Apply

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Find answers to key questions with support from our personal loan facilitators and agents.

Bank EMI makes getting a car loan easy by helping you compare offers from leading banks, find the best interest rates starting at 7.70% p.a., and guiding you through a smooth, hassle-free application process customized to your financial needs.

Any salaried or self-employed individual with a steady income can apply for a Personal Loan.

The loan amount depends on your income, credit score, and lender policies, ranging from ₹50,000 to ₹50 Lakhs.

Loan tenure typically ranges from 1 to 5 years, based on lender terms.

No, Personal Loans are unsecured, meaning you don’t need to provide security.

If all documents are correct, you can get your loan approved within 24-48 hours.

For hassle-free funds, connect with our personal loan consultants!

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