Get tailored MSME loans through expert business loan consultation, perfect for working capital, upgrades, and expansion.
Fast
MSME
Processing
Interest Rates
8.25%*
Onwards
No
Collateral
Required
Flexible, fast, and growth-driven funding options designed for Micro, Small, and Medium Enterprises (MSMEs).
Wide Loan Range
Loans from ₹50,000 to ₹10 Cr to match your business expansion or capital needs.
Flexible Repayment Tenure
Choose between 12 months to 5 years for better financial planning and ease of repayment.
Quick Disbursal
Funds disbursed within 3-5 working days, due to our streamlined process and experienced business loan advisors.
No Collateral Needed
Get access to unsecured loans based on your business performance and credit profile.
Multiple Usage Options
Use funds for inventory, infrastructure, marketing, technology, or staff hiring.
Low Interest Rates
Partnered lenders offer competitive rates, personalised to your financial standing and business category.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
|
Identity Proof |
Aadhaar, PAN, Passport, Voter ID, DL |
Passport with VISA / PIO card |
|
Address Proof |
Utility bills, Bank passbook, Voter ID |
Government-issued overseas address document |
|
Financial Proof |
ITR, P&L Statements, Balance Sheets, GST |
Overseas income docs, attested salary/bank proofs |
|
Business Documents |
Incorporation Certificate, GST, MSME certificate |
Incorporation Certificate, GST, MSME certificate, Overseas Licence (if applicable) |
|
Collateral Documents |
Property papers (if secured) |
Not applicable (unsecured loans mostly) |
Disbursed
MSMEs Funded
Extra Charges
Lending Partners
Check Your Eligibility
Share basic business details to get matched with the right MSME loan offers.
Compare Loan Options
View offers from verified banks and NBFCs based on your profile.
Upload Required Documents
Safely share your KYC, business, and financial documents online.
Get Loan Approval
Business loan facilitators assist with smooth verification and fast approval.
Sign the Agreement
Finalise your loan after reviewing interest rates and repayment terms.
Loan Disbursement
Funds are credited to your business account, ready for use.
Get a quick estimate of your MSME loan monthly installments
₹5,00,000
₹5,00,00,000
7% p.a.
15% p.a.
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
Get expert MSME loan tips, offers, and market updates for smarter financial decisions.
Discover how our MSME loans empowered businesses to grow and stay financially agile.
Thanks to the exceptional team of BankEMI, I secured the best term loan at a competitive rate from a top bank. Their seamless process and quick approval made buying my dream home a reality without any hassles.
Rahul Mehra
I was impressed by how BankEMI guided me through every step of the term loan process. They found the perfect loan with low rates that fit my financial plans perfectly. Their personalised service is unmatched!
Priya K Sharma
BankEMI made my home loan experience stress-free and efficient. They negotiated with top banks to get me the best rate possible. The whole journey from application to approval was incredibly smooth and fast.
Amit Patil
Choosing BankEMI was the best decision I made when getting my term loan. Their expert advice and competitive rates from leading banks helped me find the ideal loan. The entire process was transparent and simple.
Anjali Sharma
BankEMI took the complexity out of getting a term loan. They compared rates from various top banks and found the most competitive option for me. Their professionalism and efficiency made the whole process seamless.
Vikram Taneja
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
March 24, 2025 • 1 min read
Your MSME loan questions answered—clear guidance for smarter borrowing decisions.
