Loan Support For Small And Medium Businesses

Get tailored MSME loans through expert business loan consultation, perfect for working capital, and expansion.

95% Approval Rate

Fast

Loan

Processing

Interest Rate 8.50% Onwards

Interest Rates

8.25% p.a*

No Processing Fee

No

Hidden

Charges

MSME Loan satisfied customers logo

MSME Loan Application

Fill out the details, and we’ll find the best loan options for you.

New home loan application

Fuel Your Business Growth with MSME Loans

Loan Easy Apply

MSME Loan Features & Benefits

Flexible, fast, and growth-driven funding options designed for Micro, Small, and Medium Enterprises (MSMEs).

Wide Loan Range

Wide Loan Range

Loans from ₹50,000 to ₹10 Cr to match your business expansion or capital needs.

Repayment terms

Flexible Repayment Tenure

Choose between 12 months to 5 years for better financial planning and ease of repayment.

Regulated by RERA-Final

Quick Disbursal

Funds disbursed within 3-5 working days, due to our streamlined process and experienced business loan advisors.

Collateral not needed

No Collateral Needed

Get access to unsecured loans based on your business performance and credit profile.

Multiple options

Multiple Usage Options

Use funds for inventory, infrastructure, marketing, technology, or staff hiring.

Low interest rate

Low Interest Rates

Partnered lenders offer competitive rates, personalised to your financial standing and business category.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity proof

Identity Proof

Aadhaar, PAN, Passport, Voter ID, DL

Passport with VISA / PIO card

Address proof

Address Proof

Utility bills, Bank passbook, Voter ID

Government-issued overseas address document

Employment proof

Financial Proof

ITR, P&L Statements, Balance Sheets, GST

Overseas income docs, attested salary/bank proofs

Minimal documentation

Business Documents

Incorporation Certificate, GST, MSME certificate

Incorporation Certificate, GST, MSME certificate, Overseas Licence (if applicable)

Bank statements

Collateral Documents

Property papers (if secured)

Not applicable (unsecured loans mostly)

Disbursal

₹150

Cr+ Disbursed

Years Of Loan Expertise

500+

MSMEs Funded

Transparent Process

0%

Extra Charges

Lenders Compared

30+

Lending Partners

Easy MSME Loan Application Process

01

Check Your Eligibility

Share basic business details to get matched with the right MSME loan offers.

02

Compare Loan Options

View offers from verified banks and NBFCs based on your profile.

03

Upload Required Documents

Safely share your KYC, business, and financial documents online.

04

Get Loan Approval

Business loan facilitators assist with smooth verification and fast approval.

05

Sign the Agreement

Finalise your loan after reviewing interest rates and repayment terms.

06

Loan Disbursement

Funds are credited to your business account, ready for use.

MSME Loan EMI Calculator

Get a quick estimate of your MSME loan monthly installments

Loan Amount

₹

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

₹ *

Total Amount Payable

₹ *

Total Interest Payable

₹ *

Test Your MSME Loan Knowledge

1. What is the minimum tenure for an MSME loan?
Machinery Loan Insights

What Our Clients Say

Discover how our MSME loans empowered businesses to grow and stay financially agile.

BankEMI helped me secure an MSME loan when no one else could. The process was smooth, and I got the best rate for my garment unit expansion. Truly a game-changer!

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Rahul Mehra

Thanks to BankEMI, I got my MSME loan approved in record time. They explained everything clearly and found me the right lender. My boutique now runs better than ever!

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Priya K Sharma

I had no idea where to begin for an MSME loan. BankEMI guided me step-by-step and connected me with a great bank. My printing business finally took off!

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Amit Patil

BankEMI made it easy for me to grow my beauty studio. Their MSME loan support was prompt, personalised, and professional. I’ll always recommend them to other small business owners.

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Anjali Sharma

From paperwork to approval, BankEMI handled it all. Their MSME loan service helped me purchase new equipment for my workshop without stress. I’m genuinely grateful for their timely help.

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Vikram Taneja

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Your MSME loan questions answered—clear guidance for smarter borrowing decisions.

A loan designed to fund Micro, Small, and Medium Enterprises for growth, working capital, or expansion.

Typically within 3–5 business days from application approval.

Yes, many MSME loans are unsecured. You can also pledge collateral for better terms.

Standard KYC, financials, business proofs, and address verification.

Yes, usually ₹1.5 lakhs annually. Varies slightly by lender.

Yes, with the correct documentation and a registered Indian business.

Fuel your business goals with the right MSME loan today.

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