Secure Your Commitments

Get business-ready bank guarantees with expert help from a trusted business loan facilitator and advisor.

Quick Loan Approval

Fast

Track

Approval

Interest rate

Lowest

Interest

Rates

No hidden fees

No

Hidden

Charges

Bank Guarantee Satisfied customers

Bank Guarantee Application

Fill out the details, and we’ll find the Guarantor for you.

New home loan application

Secure Your Business Deals In A Click!

Loan Easy Apply

Features & Benefits

Secure contract obligations with expert-guided bank guarantees tailored to your business goals.

Financial assurance

Financial Assurance

Protect your business contracts with secure backing from verified lenders and trusted banks.

Custom limit option

Custom Limit Options

Choose from guarantee amounts up to ₹50 lakhs tailored to your project’s scale and scope.

Multiple options

Flexible Terms

Select guarantee durations that align with short- or long-term business needs and project timelines.

Affordable fees

Affordable Fees

Get bank guarantees at competitive commission rates to reduce your financial burden.

Regulated by RERA-Final

Quick Turnaround

Approvals issued in as little as 3 working days with full business loan consultation support.

Wide applicability

Wide Applicability

Perfect for bid bonds, performance guarantees, and other commercial obligations.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity proof

Identity Proof

PAN, Aadhaar, Passport

Passport With VISA Stamps / PIO Card

Address proof

Address Proof

Utility Bills, Voter ID, Lease Deed

Government-Issued Overseas Address Proof

Income proof

Income Proof

Payslips, Form 16, ITRs

Salary Slips, Bank Statements, ITRs

Business proof

Business Proof

GST, Business License, PAN, Partnership Deed

Professional License, Overseas Business Docs

Multiple property types

Property Docs

Sale Deed, Approved Plans, Allotment Letter

Allotment Letters, EC, Approved Cost Estimate

Offers Available

100+

Loan Offers Available

Years Of Loan Expertise

15+

Years Of Experience

No extra charges

0%

Extra Charges

Lenders Compared

30+

Gaurantor Comparison

01

Check Your Eligibility

Fill in your business and personal details.

02

Compare Loan Options

Evaluate guarantee offerings from multiple trusted lenders.

03

Submit Documents

We’ll submit KYC, business, and project-related proofs online.

04

Get
Approval

We coordinate with banks for fast-track assessments.

05

Sign the Agreement

Finalise terms and move ahead confidently.

06

Guarantee
Issued

Use your bank guarantee to secure any contract or project.

Bank Guarantee EMI Calculator

Get A Quick Estimate Of Your Bank Guarantee-Linked EMIs!

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Test Your Bank Guarantee Knowledge

1. What is the main purpose of a bank guarantee?
Machinery Loan Insights

What Our Clients Say

Discover how our bank guarantee services helped businesses scale confidently and meet contract obligations.

We secured a large project only because BankEMI helped us arrange the bank guarantee in time. Professional, fast, and very supportive.

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Rakesh Verma

As a startup, getting a bank guarantee seemed impossible until we spoke to BankEMI. They guided us at every step.

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Mia D’Souza

BankEMI not only helped us get the best rate but also explained the terms in plain English. That made all the difference.

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Sandeep Arora

Their team really knows the banking space. Our bank guarantee loan was approved faster than we expected. Extremely grateful to BankEMI!

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Jennie Wang

BankEMI has become our go-to for all business loan consultations. They made our bank guarantee process smooth and stress-free.

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Prakash Nair

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Let us clarify your doubts regarding various loans, like term loans, home loans, business loans, car loans, and personal loans, and give answers about interest rates, terms, and eligibility requirements.

A bank guarantee is a financial assurance a bank provides, ensuring that a company’s obligations will be met. If the company fails to fulfil its contractual duties—such as delivering goods or services—the bank steps in to cover the financial liability on behalf of the company, offering security to the guarantee beneficiary.

The approval process for a bank guarantee typically takes around 3 to 7 working days, depending on the complexity of the application and the bank's internal procedures. We streamline the process to ensure faster approvals, often within 3 days for straightforward cases.

Bank guarantees are available to businesses that have been operating for at least 3 years, maintain a good credit score (typically 700 or above), and show consistent financial health. Both small businesses and large corporations can apply, provided they meet the eligibility requirements set by the bank.

There are several types of bank guarantees, including Performance Guarantees, Bid Bonds, Financial Guarantees.

Yes, bank guarantee terms can be customised to fit your business's specific needs. You can negotiate the guarantee amount, validity period, and conditions, aligning the terms with your project or contract requirements.

Let’s help you meet your business commitments with the right financial backing.

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