Finance Your New Or Used Car

Explore the best Car Loan offers with help from trusted car loan facilitators and expert advisors.

instant rate

Quick

Loan

Approval

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Interest Rate

7.70%*

Onwards

No hidden charges

No

Hidden

Charges

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Car Loan Application

New home loan application

Fill out the details, and we’ll find the best loan options for you.

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Car Loan Features & Benefits

Enjoy flexible and structured financing for new or used cars through expert car loan consultation.

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Flexible Loan Options

Finance up to 90% of the car’s on-road value effortlessly.

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Low Interest Rates

Benefit from car loans starting as low as 7.70% per annum.

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Quick Processing

Fast document verification and approvals by car loan advisors.

Pre-Owned Vehicle Support

Pre-Owned Vehicle Support

Apply for both new and used car purchases.

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Refinancing Available

Refinance your existing car loan to reduce EMIs and improve terms.

Long Repayment Tenure

Long Repayment Tenure

Flexible loan tenure up to 7 years to manage your repayments.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
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Identity Proof

PAN, Aadhaar, Passport, Voter ID

Passport with VISA, OCI/PIO Card

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Age Proof

Aadhaar, PAN, Passport, 10th Marksheet

Same + Employer Certificate

Address Proof Icon

Address Proof

Utility Bills, Bank Passbook, Ration Card

Government-issued overseas address proof

Income Proof Icon

Income Proof (Salaried)

Payslips, Form 16, ITRs

Salary slips, overseas account bank statements

Flexible loan

Income Proof (Self)

ITRs, Balance Sheet, Business Registration

ITRs, CA-Certified Financials

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Car Details

Proforma Invoice or RC Book

Proforma Invoice or RC Book

1 Million+ Cards Processed

100+

Loan Offers Available

Years of exp

15+

Years Of Experience

No extra charges

0%

Extra Charges

Lenders compared

30+

Lenders Compared

Easy Car Loan Application Process

01

Check Your Eligibility

Share basic details to view suitable offers from top banks and NBFCs.

02

Compare Loan Options

Review interest rates and benefits with expert car loan advisors.

03

Upload Required Documents

Submit KYC, income proof, and vehicle information securely online.

04

Get Loan Approval

Receive your sanction letter after lender evaluation.

05

Sign the Agreement

Confirm the terms and complete loan formalities.

06

Loan Disbursement

Funds transferred directly to the dealer or your account.

Car Loan EMI Calculator

Get A Quick Estimate Of Your Car Loan Monthly Installments

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest
%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Stay Updated With Our Car Loan Insights

Get expert car loan tips, offers, and market updates for smarter financial decisions.

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What Our Clients Say

Read heartfelt testimonials showcasing how our car loans have provided financial freedom with fast approvals, flexible terms, and outstanding service.

I compared a few options and ended up saving quite a bit on interest. Really happy with the support.

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Tanmay Aneja

Their comparison offer helped me save money and time. Highly recommend!

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Varun Batra

I was confused about which loan to choose, but BankEmi.in explained everything clearly and helped me get a great deal.

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Rachit Sinha

Understanding Car Loans

Explore expert insights and personalised car loan consultation to help you make the right financial decisions for your needs.

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Explore Car Loans With BankEMI

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Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Everything you need to know before applying for a car loan with a facilitator.

Interest rates vary among lenders. Some banks offer rates as low as 9.5% per annum, especially to existing customers. It's essential to compare rates to find the most affordable option.

While it's advisable to pay 20% of the car's price upfront, many banks finance up to 100% of the ex-showroom price. Ensure your EMI doesn't exceed 20% of your monthly income to maintain financial stability.

Beyond interest rates, consider additional charges like processing fees, documentation, prepayment, and late payment penalties. Use our car loan EMI calculator to determine the overall amount payable over the loan tenure.

Balance your EMI and loan tenure to avoid financial strain. Opting for higher EMIs can shorten the tenure and reduce interest, but ensure it doesn't pressure your daily budget. Avoid excessively long tenures, which increase total interest payable.

Inquire about all applicable charges, including processing fees, documentation charges, credit report fees, stamp duty, prepayment, foreclosure, late payment penalties, and others. Comparing these across lenders can help you choose the most cost-effective option.

Some banks impose prepayment or foreclosure charges if you repay the loan early. Prefer lenders that charge minimal or no fees for early repayment, allowing flexibility if you decide to clear the debt ahead of schedule.

Typically, you'll need KYC documents (identity, address, and age proof), bank statements, income proof (like salary slips or IT returns), business or employment stability proof, and partnership deeds if applicable. Having these ready can expedite the loan approval process.

Your trusted car loan consultant—making car ownership simple.

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