Buying, building, or renovating a home? BankEMI helps you secure Home Loan offers with competitive rates & fast approvals.
Instant
Approvals
Guaranteed
Interest Rate
8.10% p.a*
No
Hidden
Charges
Fill out the details, and we’ll find the best loan options for you.
Access structured, flexible financing tailored to support every step of your homeownership journey.
High Loan Amount
Get up to ₹10 Cr from banks for buying, building, or renovating your home.
Low Interest Rates
Interest rates start from 8.10% p.a. to make home ownership more affordable.
Minimal Paperwork
Get faster approvals with limited documentation and a simplified process.
Flexible Repayments
Choose tenures up to 30 years with EMI plans suited to your income.
Balance Transfer Option
Shift your home loan to a better lender and enjoy reduced interest or EMI.
Zero Hidden Fees
Transparent processing from start to finish with no surprise deductions.
Explore our range of housing loan options. We help you access the right loan for any residential need.
Interest Rates
Starts from 10.85% p.a.*
Interest Rates
Starts from 7.35% p.a.*
Interest Rates
Starts from 7.35% p.a.*
Interest Rates
Starts from 7.75% p.a.*
Interest Rates
Starts from 7.70% p.a.*
Interest Rates
Starts from 8.50% p.a.*
Interest Rates
Starts from 8.50% p.a.*
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
Identity |
Aadhaar Card, PAN Card, Passport, Driving License, Voter’s ID Card |
Passport with Visa Stamps, OCI/PIO Card |
Address |
Aadhaar Card, Utility Bill, Voter ID |
Utility Bill (Foreign/Indian), Bank Statement |
Income |
Salary Slips, ITR, Bank Statement |
NRE/NRO Bank Statement, Overseas Salary Slips |
Property |
Sale Agreement, Ownership Papers |
Sale Agreement, NOC from Builder/Authority |
Business Proof |
GST Certificate, Business Registration |
Foreign Income Proof, Business Registration |
Loan Statement |
Previous Bank EMI records, Loan Sanction Letter |
Previous EMI Records, Credit History Report |
Loan Offers Available
Loan Pre-Approval
Service Charges
Lenders Compared
Check Your Eligibility
Fill in basic details, and we’ll show you the best loan offers from multiple lenders.
Compare Loan Options
Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.
Upload Required Documents
Upload your KYC, income verification, and property documents securely online.
Get Loan Approval
Lenders review your application and issue a sanction letter outlining loan terms.
Sign The Agreement
Review the final loan terms, sign the agreement, and move forward to completion.
Loan Disbursement
After approval, the loan amount is credited to your account or paid directly to the property seller.
Get Fast Estimates for Your Home Loan Monthly Instalments!
Loan Amount
₹5,00,000
₹5,00,00,000
Rate of Interest
7% p.a.
15% p.a.
Loan Duration
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
Explore how BankEMI has made securing the right home loan simple and confident for our customers.
BankEMI made my home loan process smooth and hassle-free. I compared multiple offers, got the lowest interest rate, and received approval within days. Their team was helpful and professional throughout the process.
Amit Kapadia
UI/UX Designer
Securing a home loan felt overwhelming, but BankEMI made it effortless. They guided me at every step, ensured quick approval, and offered flexible repayment options. The entire process was smooth, transparent, and stress-free.
Neha Verma
Junior Engineer
BankEMI provided an excellent home loan service. The process was quick, with minimal paperwork and no hidden charges. I secured the best deal with a great interest rate, and their customer support was always available to help.
Rajesh Dubey
Architect
I wasn’t sure which lender to go with, but BankEMI simplified everything. I got clarity, support, and the best rate available. Truly a reliable platform for home loans.
Pooja Sinha
Baker
As a first-time homebuyer, I had so many doubts. BankEMI answered them all and helped me get the best home loan without hassle. Great team, great service!
Ritika Malhotra
Fashion Designer
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
Answering your most common queries on home loan eligibility, interest rates, repayment terms, and documentation.
