Get Lower EMIs & Extra Funds – Easily!
Why pay more? Transfer your home loan with our help—and add a top-up the easy way.
Reduced
EMI
Burden
Interest Rates
8.50% p.a*
Loan
Top-Up
Facility
Why pay more? Transfer your home loan with our help—and add a top-up the easy way.
Reduced
EMI
Burden
Interest Rates
8.50% p.a*
Loan
Top-Up
Facility
Fill out the details, and we’ll find the best loan options for you.
Switch smarter, save bigger. Transfer your home loan and get top-up funds effortlessly.
Lower Interest Rates
Enjoy reduced EMIs by transferring to a better lender.
Top-Up Facility
Get extra funds for renovation, education, or personal needs.
Flexible Repayment
Choose longer or shorter tenures to suit your plan.
Quick Processing
Fast loan transfer with minimal paperwork and approvals.
Zero Hidden Charges
Transparent application process and no hidden costs.
Personalised Support
Get housing loan consultation tailored to your needs.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
Identity Proof |
PAN, Aadhaar, Passport, Voter ID |
Passport with VISA, OCI/PIO Card |
Age Proof |
Aadhaar, Passport, 10th Marksheet |
Aadhaar, Passport, 10th Marksheet, Employer Certificate |
Address Proof |
Bank Passbook, Utility Bills, Ration Card |
Govt-issued overseas address proof |
Income Proof (Salaried) |
Form 16, ITRs, Payslips |
Salary Certificate, Bank Statements |
Income Proof (Self) |
ITRs, Balance Sheet, Business Registration |
ITRs, CA-Certified Statements |
Property Docs |
Sale Deed, Allotment, Loan History, Title Docs |
Sale Deed, Allotment, Loan History, Title Docs, Approvals |
Loan Offers Available
Years Of Excellence
Hidden Charges
Banks Associated
Inquiry And Support
Speak with our housing loan advisor to begin your transfer and top-up loan journey smoothly.
Document
Submission
Submit your income proof, KYC documents, and existing loan details securely.
Eligibility
Review
We assess your loan profile, repayment track record, and credit score to find suitable banks.
Compare
Lenders
Review customised offers from top lenders and select the one with lower EMIs and better terms.
Loan
Approval
The selected lender clears your outstanding balance and processes the new top-up application
Top-Up Disbursement
Additional funds are disbursed, your new EMI begins with improved rates and extended repayment flexibility.
Estimate Your EMIs For Loan Transfer And Top-Up!
Loan Amount
₹5,00,000
₹5,00,00,000
Rate of Interest
7% p.a.
15% p.a.
Loan Duration
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
Hear how homeowners reduced EMIs and secured top-up funds—thanks to our expert help in finding and facilitating the best loan deals.
BankEMI helped me transfer my home loan to a top bank at a much better rate. The quick process and expert support made everything smooth. I’m now saving more every month.
Rahul Mehta
IT Professional
Transferring my home loan with BankEMI was the smartest move. They found a top-up option that fit my goals and made sure I got the best interest rate.
Priya Sharma
Marketing Manager
BankEMI’s team made my balance transfer and top-up loan experience effortless. They handled the negotiations and approvals quickly, with zero stress.
Amit Patel
Entrepreneur
Thanks to BankEMI’s guidance, I refinanced my loan and secured additional funds with ease. The whole process was clear, fast, and worry-free.
Anjali Gupta
Teacher
BankEMI compared offers from top banks and helped me shift my home loan with a great top-up deal. Their professionalism stood out throughout the process.
Vikram Singh
Engineer
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
Find clear answers to common questions on balance transfer eligibility, top-up process, and documentation.
