Stage-Wise Payments, Smarter Home Loans!

Fund your under-construction property with milestone-based disbursements from leading banks.

Flexible milestone dsibursement

Flexible

Milestone

Disbursal

Interest Rate 8.50% Onwards

Interest Rates

8.50% p.a*

Expert housing loan icon

Expert

Loan

Consultation

Construction Linked Payment Plan Satisfied customers

CLP Plan Application

Fill out the details, and we’ll find the best loan options for you.

New home loan application

Flexible Home Payments With CLP Plan!

Loan Easy Apply

CLP Plan Features & Benefits

Get milestone-based disbursals and expert housing loan consultation for your under-construction dream home. with Construction Linked Payment Plan.

Stage Wise Disbursal-Final

Stage-Wise Disbursal

Payments released as per completion of construction milestones.

Stage Wise Disbursal-Final

Low Financial Stress

Pay only for completed work, no upfront lump sums  needs to be paid.

Regulated by RERA-Final

Regulated by RERA

Transparency and legal protection under Real Estate (Regulation and Development) Act.

Tax Benfit Eligible Final

Tax Benefit Eligible

Get tax deductions under Section 80C and 24(b) post-possession.

Expert Guidance Final

Expert Guidance

Get support from our certified housing loan experts throughout the journey.

Customised Terms-final

Customised Terms

Flexible tenure, repayment options, and real-time disbursal updates.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity Proof Final

Identity Proof

PAN, Aadhaar, Passport, Voter ID

Passport with VISA, OCI/PIO Card

age proof final

Age Proof

Aadhaar, Passport, 10th Marksheet

Aadhaar, Passport, 10th Marksheet, Employer Certificate

Address Proof Final

Address Proof

Bank Passbook, Utility Bills, Ration Card

Govt-Issued Overseas Address Proof

Income proof salaried final

Income Proof (Salaried)

Form 16, ITRs, Payslips

Salary Certificate, Bank Statements

Income Proof (Self) Final

Income Proof (Self)

ITRs, Balance Sheet, Business Registration

ITRs, CA-Certified Statements

Property Documents Final

Property Docs

Sale Deed, Allotment, Approved CLP Schedule

Sale Deed, Allotment, Approved CLP Schedule, Regulatory Approvals

Offers Available

100+

Loan Offers Available

15+

Years Of Experience

No extra charges

0%

Extra Charges

Lenders Compared

30+

Banks Associated

CLP Plan Application Process

01

Check
Eligibility

Fill in basic details to find the best CLP Plan providers.

02

Compare
Offers

Review bank offers and compare their disbursal terms.

03

Submit
Documents

Submit KYC, income, and builder-related documents.

04

Loan
Evaluation

Banks assess the construction progress and loan profile.

05

Agreement
Signing

Finalise and sign the sanctioned loan agreement.

06

Stage-Wise
Disbursement

Amounts are released directly to the builder at each milestone.

CLP Plan EMI Calculator

Get A Quick Estimate Of Your CLP Plan Monthly Instalments!

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Test Your CLP Plan Knowledge

1. What is the primary feature of a CLP Plan?
Machinery Loan Insights

What Our Clients Say

Read real experiences from customers who chose our CLP Plan loans for easy approvals, flexible EMIs, and personalised support throughout.

BankEMI made my CLP Plan approval process super smooth. Stage-wise payments kept things stress-free, and their advisor explained everything clearly.

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Ritika Sharma

Dance Teacher

I was nervous about financing an under-construction flat, but BankEMI’s gave me the financial control and clarity with CLP Plan.

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Ankur Mehta

Assistant Professor

Thanks to BankEMI, I didn’t have to pay huge sums upfront. Their expert helped me understand each step of how I should utilise the CLP Plan funds!

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Sonal Iyer

Financial Analyst

Very happy with the CLP Plan that BankEMI secured for me. They connected me with the right lender and guided me at every stage.

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Deepak Rathi

Tile Manufacturer

The flexibility of paying as construction progressed made budgeting easier. BankEMI’s support and transparent process gave me peace of mind.

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Nikhil Verma

Cricket Player

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Understand your options with answers to common questions about CLP Plans and financing terms.

Unlike regular loans where funds are disbursed in a lump sum, CLP Plans release money in stages based on construction progress.

EMIs usually begin after the first disbursal. However, interest payments may apply from the start—check with your lender.

Disbursals are paused until the next milestone is met. This protects you from paying for unfinished work.

Yes, prepayment is allowed, but terms may vary by lender. Review your agreement for charges or limits.

Only RERA-approved projects with a clear construction schedule are eligible. Builder documentation is required for approval.

Pay as you build—simple, secure, stress-free finance.

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