Expand Your Home With Smart Financing

Get the best home extension loans from leading banks and expand your dream home.

95% Approval Rate

Quick

Eligibility

Check

Interest Rate 8.50% Onwards

Interest Rates

7.75% p.a*

No Processing Fee

No

Hidden

Charges

Home Extension Loan Satisfied customers

Expand Your Dream Home

Fill out the details, and we’ll find the best loan options for you.

New home loan application

Apply For Home Extension Loan In MInutes!

Loan Easy Apply

Features & Benefits

Fund your home expansion smartly with expert advice from trusted housing loan advisors.

Dual Funding Soln

Loan Flexibility

Get funding between ₹5 lakhs to ₹2 crores for home extensions.

Repayment terms

Long Tenure

Repayment periods up to 20 years for comfortable EMI planning.

Regulated by RERA-Final

Quick Disbursal

Fast approvals and disbursals through our housing loan consultation services.

Low interest rate

Low Interest Rates

Minimise interest burden with competitive rates from top lenders.

Balance Transfer Option Icon

Balance Transfer Option

Switch to better rates and reduce your EMI load.

Tax Benfit Eligible Final

Tax Deductions

Avail tax benefits post-extension on both principal and interest.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity proof

Identity Proof

PAN, Aadhaar, Passport, Voter ID

Passport with VISA, OCI/PIO Card

age proof final

Age Proof

Aadhaar, Passport, 10th Marksheet

Aadhaar, Passport, 10th Marksheet, Employer Certificate

Address proof

Address Proof

Utility Bills, Ration Card, Bank Passbook

Govt-issued overseas address proof

Income proof salaried final

Income Proof (Salaried)

Form 16, ITRs, Payslips

Salary Certificate, Bank Statements

Income Proof (Self) Final

Income Proof (Self)

ITRs, Balance Sheet, Business Registration

ITRs, CA-Certified Statements

Minimal documentation

Property Docs

Sale Deed, Construction Estimate, Approvals

Sale Deed, Construction Estimate, Approvals, Government Approvals

Offers Available

100+

Loan Offers Available

15+

Years Of Experience

No extra charges

0%

Extra Charges

Lenders Compared

30+

Banks Associated

Easy Home Extension Loan Application Process

01

Start
Inquiry

Share your requirements via call or form.

02

Upload Documents

Submit your KYC and income documents securely.

03

Eligibility & Matching

We review your profile and match it with suitable offers.

04

Compare Loan Offers

Choose the best-fit option from top lenders.

05

Application & Approval

We file your application and get the sanction letter.

06

Loan Disbursement

Receive the approved funds directly in your account.

Home Extension Loan EMI Calculator

Estimate Monthly Payments For Your Home Expansion Loan!

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Test Your Home Extension Knowledge

1. What is covered under home extension loans?
bank employees

What Our Clients Say

Read heartfelt testimonials showcasing how we have helped families create more space with simple processes, low EMIs, and hassle-free loan disbursals.

The team at BankEMI helped me secure a home extension loan at a competitive rate. Their seamless process and quick approval made extending my home hassle-free.

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Rajesh Mishra

Software Engineer

BankEMI guided me through each step of the home extension loan process. They found the perfect loan with low rates that fit my financial plans perfectly.

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Anita Desai

HR Manager

BankEMI made my home extension loan experience stress-free. They negotiated with top banks to get me the best rate. The entire journey was smooth and fast.

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Vikram Dhar

Entrepreneur

Choosing BankEMI was the best decision for my home extension loan. Their expert advice and competitive rates from leading banks helped me find the ideal loan. The process was transparent and simple.

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Priya Rao

Teacher

BankEMI simplified the process of getting a home extension loan. They compared rates from various banks and found the most competitive option for me. Their professionalism made the process seamless.

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Amit Sharma

Civil Engineer

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Clarify your doubts about home extension loans with answers about interest rates, terms, and eligibility requirements.

Yes, benefits under Section 80C and Section 24 are available post-construction.

Balance transfer is the transfer of your existing loan to another bank for lower interest rates or better terms to reduce your EMI burden.

Criteria typically include age (21-65 years), income stability, employment status, credit score, and extension cost.

Interest rates vary but generally range between 7% and 12% per annum. We help compare rates from multiple banks to find the best deal.

A CIBIL score of 750 and above is preferred, though some banks may approve loans for scores as low as 650 with higher interest rates or stricter terms.

Expand your space with a home extension loan today!

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