Switch To Smarter Loan Terms
Transfer your home loan easily with expert support, better rates, and to a lender that fits your terms.
Lower
EMI
Burden
Interest Rates
7.70% p.a*
0%
Extra
Charges
Transfer your home loan easily with expert support, better rates, and to a lender that fits your terms.
Lower
EMI
Burden
Interest Rates
7.70% p.a*
0%
Extra
Charges
Fill out the details, and we’ll find the best loan options for you.
Switch lenders confidently with support from experienced housing loan facilitators and lower your financial load.
Reduced Interest Rates
Enjoy significantly lower interest compared to your existing loan.
Lower Monthly EMIs
Cut down your monthly repayment burden effectively.
Top-Up Loan Option
Get extra funds over and above your transferred loan.
Flexible Repayment Terms
Shift to flexible repayment plans up to 30 years.
Fast Processing
Quick evaluations and approvals by our housing loan advisors.
Tax Savings
Continue to enjoy deductions under Sections 80C and 24.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
|
Identity Proof |
PAN, Aadhaar, Passport, Voter ID |
Passport with VISA, OCI/PIO Card |
|
Age Proof |
Aadhaar, Passport, 10th Marksheet |
Aadhaar, Passport, 10th Marksheet, Employer Certificate |
|
Address Proof |
Bank Passbook, Utility Bills, Ration Card |
Govt-issued overseas address proof |
|
Income Proof (Salaried) |
Form 16, ITRs, Payslips |
Salary Certificate, Bank Statements |
|
Income Proof (Self) |
ITRs, Balance Sheet, Business Registration |
ITRs, CA-Certified Statements |
|
Property Docs |
Sale Deed, Allotment, Plot Plan, NOC |
Sale Deed, Allotment, Plot Plan, NOC, Approvals |
Loans Transferred
Years Of Excellence
Extra Charges
Lenders Compared
Check
Eligibility
Fill in a few details to get matched with ideal offers.
Compare
Offers
Explore transfer offers from top banks and lenders.
Submit Documents
Upload your loan and income documents.
Approval And Quote
Get approval with lower rates and new terms.
Sign The Agreement
Finalise the loan agreement and paperwork.
Disbursal Of Amount
Loan is transferred, and your old lender is paid off.
Estimate New EMIs Based On Lower Interest Rates!
Loan Amount
₹5,00,000
₹5,00,00,000
Rate of Interest
7% p.a.
15% p.a.
Loan Duration
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
Read heartfelt testimonials showcasing how our balance transfer solutions reduced EMIs and brought peace of mind with expert assistance and better rates.
The team at BankEMI helped me secure a loan transfer at a competitive rate. Their seamless process and quick approval made switching my loan hassle-free.
Sahil Kapoor
Software Developer
BankEMI guided me through each step of the loan transfer process. They found the perfect loan with low rates that fit my financial plans perfectly.
Swati Singh
Marketing Lead
BankEMI made my loan transfer experience stress-free. They negotiated with top banks to get me the best rate. The entire journey was smooth and fast.
Riya Malhotra
Business Owner
Choosing BankEMI was the best decision for my loan transfer. Their expert advice and competitive rates from leading banks helped me find the ideal loan. The process was transparent and simple.
Dev Patel
Teacher
BankEMI simplified the process of transferring my loan. They compared rates from various banks and found the most competitive option for me. Their professionalism made the process seamless.
Navpreet Kaur
Architect
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
Understand the basics of transferring your home loan to a better lender.
