Get credit score based interest rate
Get the funds you need quickly, bridge the gap for urgent renovations, invest in your future and more.
Instant
Approvals
Guaranteed
Interest rate
8.35%*
onwards
Loan Upto
200%*
of Value
Get the funds you need quickly, bridge the gap for urgent renovations, invest in your future and more.
Instant
Approvals
Guaranteed
Interest rate
8.35%*
onwards
Loan Upto
200%*
of Value
Begin Your Loan Application With Us Today!
Getting a home loan shouldn’t be complicated. With the right support, you can secure the best deals with competitive rates. Explore how we make the process smooth and stress-free for you.
High Loan Amount
Get home loan offers up to ₹10 Cr from leading banks and lenders, giving you the financial support needed to buy, build, or renovate your home without worrying about upfront costs.
Low Interest Rates
Find home loan offers with interest rates starting from 8.40% p.a., making your repayments more affordable and reducing the overall cost of borrowing over time.
Minimal Paperwork
Apply with less paperwork, making the loan process faster and easier. Avoid lengthy formalities and enjoy a hassle-free way to get the funds you need for your home.
Flexible Repayments
Choose a repayment period of up to 30 years, allowing you to spread out payments over time. This makes it easier to manage monthly instalments without financial stress.
Balance Transfer
Transfer your existing home loan to a lender offering better interest rates and terms, helping you reduce your monthly payments and save more over the loan period.
No Hidden Fees
Enjoy a transparent loan process with no surprise charges or extra costs. Get clear terms from the start, ensuring a smooth and trustworthy borrowing experience.
We do the searching, you do the saving! Secure the perfect loan for your needs. Explore the top banks' finest financial products and choose what fits your wallet.
Interest Rates
Starting at 10.85% p.a.*
Interest Rates
Starting at 7.70% p.a.*
Interest Rates
Starting at 9.10% p.a.*
Business Loan
Within 10.75% p.a.*
Interest Rates
Starting at 8.10% p.a.*
Interest Rates
Starts from 10.85% p.a.*
Interest Rates
Starts from 7.00% p.a.*
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
Identity |
Aadhaar Card, PAN Card, Passport |
Passport, OCI/PIO Card |
Address |
Aadhaar, Utility Bill, Voter ID |
Utility Bill (Foreign/Indian), Bank Statement |
Income |
Salary Slips, ITR, Bank Statement |
NRE/NRO Bank Statement, Overseas Salary Slips |
Property |
Sale Agreement, Ownership Papers |
Sale Agreement, NOC from Builder/Authority |
Business Proof |
GST Certificate, Business Registration |
Foreign Income Proof, Business Registration |
Loan Statement |
Previous EMI records, Loan Sanction Letter |
Previous EMI records, Credit History Report |
Loan Offers Available
Loan Pre-Approval
Extra Service Charges
Lenders Compared
Check Your Eligibility
Fill in basic details, and we’ll show you the best loan offers from multiple lenders.
Compare Loan Options
Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.
Upload Required Documents
Securely submit your KYC, income, and property documents online.
Get Loan Approval
Lenders evaluate your profile and provide a sanction letter with loan terms.
Sign the Agreement
Review the final loan terms, sign the agreement, and proceed with the final process.
Loan Disbursement
Once approved, the loan amount is credited to your account or directly to the property seller.
Get Quick Estimate Of Your Home Loan Monthly Installments
Loan Amount
₹5,00,000
₹5,00,00,000
Rate of Interest
7% p.a.
15% p.a.
Loan Duration
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
Read heartfelt testimonials showcasing how our home loans have made the dream of owning a home a reality with quick approvals, flexible terms, and exceptional customer service.
I was really impressed with the seamless process and exceptional customer service. BankEMI helped me secure a business loan that was perfectly suited to my company's needs. The rates were competitive, and the terms were clear!
Ajay Thakur
GMV Global
This loan has been a game-changer for my small boutique. The application process was straightforward, and I received the funds quicker than expected. Thanks to BankEMI’s guidance, I could expand my inventory and take on more clients!
Alisha Khan
Tissy Beauty Care Pvt. Ltd.
As a first-time applicant for a business loan, I appreciated how informative and patient BankEMI’s team was. They explained all my options and walked me through the application step by step!
Jagroop Khaira
Tyres Realm India
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