Get A High-Value Loan Against Your Property

Get the funds you need while keeping ownership of your property with minimal documentation and quick processing.

Quick Loan Approval

Instant

Payment

Disbursal

Interest rate

Interest Rate

9.10% p.a*

No hidden fees

No

Hidden

Fees

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LAP Application

Fill out the details, and we’ll find the best loan options for you.

New home loan application

Turn Your Property Into Indtant Funds!

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Features & Benefits

Getting a loan against property shouldn’t be complicated. With the right support, you can secure the best loans with competitive rates. Explore how we make the process smooth and stress-free for you.

Flexible Loan Amounts

Big Loan Amounts

Get up to 70% of your property’s market value, offering you significant financial assistance to meet personal or business needs without selling your property.

Repayment terms

Extended Repayment

Choose a flexible repayment period of up to 15 years, ensuring comfortable and manageable EMI options tailored to your financial situation.

competitive interest rates

Competitive Interest Rates

Benefit from low-interest rates from 30+ partnered banks, ensuring you receive the best possible deal for your loan requirement.

quick approval

Quick Approval & Disbursal

Enjoy fast processing with minimal documentation, helping you access funds quickly without unnecessary delays or lengthy formalities.

No hidden fees

No Hidden Fees

Enjoy a transparent loan process with no surprise charges or extra costs. Get clear terms from the start, ensuring a smooth and trustworthy borrowing experience.

Versatile Fund Utilization

Versatile Fund Utilization

Use the loan without any restrictions for business expansion, personal needs, education, weddings, medical expenses, or other financial commitments.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)
Identity Proof Icon

Identity Proof

Aadhar Card, PAN Card, Passport

Passport, OCI/PIO Card

Address Proof Icon

Address Proof

Utility Bill, Rent Agreement

Overseas Address Proof, Visa Copy

Income Proof Icon

Income Proof

Salary Slips, Bank Statements

NRE/NRO Account Statements

Property Documents

Property Documents

Sale Deed, Property Tax Receipt

Sale Deed, Power of Attorney

Employment Proof

Business Proof (if applicable)

GST Registration, ITR

Foreign Income Proof

70%

High Loan To Value

Lenders Compared

30+

Lenders Compared

0%

Extra Service Charges

flexible repayment

15 Yrs

Flexible Repayment

Loan Against Property Application

01

Check Your Eligibility

Fill in basic details, and we’ll show you the best loan offers from multiple lenders.

02

Compare Loan Options

Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.

03

Submit Required Documents

Securely submit your KYC, income, and property documents.

04

Get Loan Approval

Lenders evaluate your profile and provide a sanction letter with loan terms.

05

Sign The Agreement

Review the final loan terms, sign the agreement, and proceed with the final process.

06

Loan Disbursement

Once the loan is approved, the loan amount is credited directly into your account.

Loan Against Property EMI Calculator

Get A Quick Estimate Of Your Loan Against Property Monthly Instalments!

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Test Your Loan Against Property Knowledge

1. What is the main factor that determines the loan amount you can get against your property?
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What Our Clients Say

Read heartfelt testimonials showcasing how our property loans have unlocked funds with quick approvals, flexible repayment, and dedicated service.

I needed urgent funds for my business, and BankEMI made the Loan Against Property process effortless. Their team helped me find the best offer with low interest and quick approval. Highly recommend their service!

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Rakesh Mehta

Skitbit Logistics

BankEMI guided me through every step of getting a Loan Against Property. Their experts found the best deal with flexible repayment, and the approval was faster than expected. A smooth and stress-free experience!

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Anita Sharma

GAB Global

BankEMI helped me secure a machinery loan with the best interest rates. Their connections with top banks made the process quick and easy, and I got the machinery I needed for my business without hassle.

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Vikram Patel

Rubber Factory Owner

I needed funds to expand my business, and BankEMI helped me get a loan against my property without any hassle. They handled all the paperwork and got me a great deal.

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Abhishek Tandon

Business Owner

When we needed a large amount for our daughter’s wedding, BankEMI made the process simple. The loan against our home was processed quickly and at a good rate.

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Neelam Chopra

Homemaker

All About Loan Against Property

Explore expert insights and personalised guidance to unlock the best loan against property offers.

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Loans Made Simple By BankEMI

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Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Answering your most common queries on eligibility, interest rates, and property-based loan requirements.

Bank EMI makes it easy to apply for a Loan Against Property by comparing offers from leading lenders, helping you find the best interest rates, and guiding you through a hassle-free approval process tailored to your financial needs.

Any salaried or self-employed individual, business owner, or professional who owns a property can apply. Eligibility depends on income, credit score, and property valuation.

Both residential and commercial properties can be used as collateral. Some lenders also accept industrial properties, depending on their policies.

The loan amount depends on the property’s market value, your income, and the lender’s loan-to-value (LTV) ratio, typically ranging from 50% to 75% of the property value.

Repayment tenures usually range from 5 to 20 years, depending on the lender and the borrower’s repayment capacity.

Approval timelines vary, but loans can be sanctioned within 48-72 hours if all required documents are submitted correctly.

Unlock your property’s value—let us find your best loan!

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