Get the Funds You Need for Any Purpose

Quick, easy financial solutions with low rates, fast approval, and flexible terms. Let us find your best Term Loan.

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Instant

Loan

Approvals

Interest Rates

7.00% p.a*

Hidden

Charges

Term Loan Application

Fill out the details, and we’ll find the best loan options for you.

Long-Term Funding for Business Expansion Goals

Term Loan Features & Benefits

Get competitive rates and flexible support to meet your financial needs with ease.

Maximum Loan Limit

Access up to ₹50 Lakhs to fund personal or business needs without worrying about upfront costs.

Low Interest Rates

Interest rates starting at 9.00% p.a. to keep repayments affordable over the loan tenure.

Minimal Paperwork

Quick approval with minimal documentation and simple eligibility criteria.

Flexible Repayment Terms

Select a repayment period lasting up to 15 years, ensuring that EMIs fit within your budget.

No Hidden Fees

Transparency in the loan process with no surprise charges. Get clear terms from the start.

Quick Loan Disbursement

Once approved, get the funds in your account quickly, with no delays, for your immediate needs.

Essential Documents

Document Type	Indian Resident	Non-Resident Indian (NRI)
Identity Proof	PAN Card, Aadhaar Card, Passport, Voter ID, Driving License	Passport with VISA, PAN Card, Aadhaar Card (if applicable), OCI/PIO Card
Address Proof	Utility Bills, Aadhaar Card, Passport, Voter ID, Driving License	Government-issued overseas address proof, Indian address proof (if applicable)
Business Proof	GST Registration, Business License, MOA/AOA, Partnership Deed	Overseas Business License, Tax Filings, Registration Certificates
Income Proof	Salary Slips, ITRs (last 2–3 years), Bank Statements	International Salary Slips, ITRs, NRE/NRO Bank Statements, Employment Contract
Property Documents	Sale Deed, Title Deed, Builder NOC, Project Report (if applicable)	Sale Deed, Title Deed, Builder NOC, Regulatory Approvals, Overseas Funding Proofs (if applicable)

100+

Loan Offers Available

15+

Years Of Experience

0%

Extra Charges

30+

Lenders Compared

Easy Term Loan Application Process

Verify Your Eligibility

Enter basic details, and we’ll show you the best loan offers from multiple lenders.

Evaluate Loan Offers

Select from banks and NBFCs, compare rates, and choose the right loan for you.

Submit Required Documents

Upload your KYC, income proof, and property documents securely online.

Easy Loan Approval

Lenders review your profile and issue a sanction letter with loan details.

Finalize the Agreement

Review the loan terms, sign the agreement, and move forward to the next step.

Disbursement Of Funds

Funds are released in stages aligned with your construction milestones.

Term Loan EMI Calculator

Get a quick estimate of your monthly installments.

Loan Amount

₹

₹5,00,000

₹5,00,00,000

10L

50L

1Cr

3Cr

5Cr

Rate of Interest

7% p.a.

15% p.a.

Loan Duration

Months Years

1 Year

30 Years

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

₹ *

Total Amount Payable

₹ *

Total Interest Payable

₹ *

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What Our Clients Say

Discover how our term loans helped businesses expand, stabilise finances, and achieve long-term growth with structured funding.

BankEMI helped me secure a Term Loan with the best interest rate and a flexible repayment plan. I couldn’t have asked for a smoother process!

Karan Mehta

I was able to get my Term Loan approved quickly and without too much paperwork. The team at BankEMI guided me throughout the process.

Suman Arora

BankEMI made securing a Term Loan simple and quick. The process was transparent, with no hidden charges, and I got the funds I needed at an affordable rate. Their team provided clear guidance every step of the way.