Grow Global With Foreign Currency Loans

Access foreign currency funding with expert consultation, global banking support, and end-to-end documentation assistance.

95% Approval Rate

Global

Funding

Access

Interest Rate 8.50% Onwards

Interest Rates

6.50% p.a*

No Processing Fee

RBI

Compliant

Process

Foreign currency term loan satisfied customers logo

Apply For Foreign Currency Term Loan

Submit your contact details now and get expert assistance.

New home loan application

Global Projects Funded with Foreign Currency Loans

Loan Easy Apply

Why Choose a Foreign Currency Term Loan?

Unlock the benefits of securing a foreign currency loan tailored to your financial needs.

Flexible Loan Amounts

Foreign Currency Disbursal

Loan is provided in international currency, helping reduce exchange risks on import payments.

Currency risk management

Competitive Interest Rates

Eligible business borrowers often benefit from interest rates lower than those on domestic currency loans.

Repayment terms

Longer Repayment Tenure

Select from the multiple repayment timelines based on your project and repayment capacity.

Regulated by RERA-Final

Import Support

Ideal for funding capital goods, machinery, or equipment imports tied to your business requirement.

Expert Guidance Final

Project-Based Lending

Loan is available for overseas business expansion, joint ventures, or external project execution.

Global lending access

Currency Risk Mitigation

Helps manage currency fluctuation risk when your earnings or liabilities are in foreign currency.

Essential Documents

Document Type For Indian Businesses For NRIs / Foreign Entities
Business Proof

Business Identity Proof

GST Certificate, PAN Card, Udyam Registration

Certificate of Incorporation, Business Licence

Address proof

Address Proof

Utility Bill, Company Lease Agreement

Utility Bill, Registered Office Proof

Minimal documentation

Financial Statements

Audited Balance Sheet and ITR (last 2 years)

Audited Financials, Tax Returns (last 2 years)

Loan statement

Loan Purpose Documents

Import contract, machinery quotation, or project details

Business plan or project report

Bank statements

Bank Account Statements

Last 6 months’ company bank statements

Last 6 months’ bank statements

Pay only used

RBI/FEMA Compliance

Applicable declarations and approval copies

ECB compliance documents (if applicable)

Offers Available

₹250

Cr+ Disbursed

15+

Years Experience

No extra charges

0%

Extra Charges

Lenders Compared

30+

Lenders Compared

Step-by-Step Foreign Currency Loan Process

01

Provide Contact
Information

Complete our simple online form to share your basic details with us.

02

Receive Expert
Consultation

A BankEMI advisor will reach out to discuss your specific loan needs.

03

Discover Eligible
Loans

We present customised loan options that match your eligibility criteria.

04

Review and
Approve

Carefully examine the loan terms and sign the agreement to proceed.

05

Verification by
Lender

The lender conducts thorough verification of your application.

06

Get Funds
Disbursed

Once approved, the loan amount is transferred to your bank account.

Foreign Currency Term Loan EMI Calculator

Get an instant calculation of your foreign currency loan EMIs.

Loan Amount

₹

₹5,00,000

₹5,00,00,000

Rate of Interest

%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

₹ *

Total Amount Payable

₹ *

Total Interest Payable

₹ *

Test Your Foreign Currency Loan Knowledge

1. What is a foreign currency term loan primarily used for?
Machinery Loan Insights

What Our Clients Say

Discover how businesses leveraged our foreign currency loans to expand internationally and handle global operations effortlessly.

With BankEMI’s foreign currency loan, we secured competitive rates and scaled our export business smoothly. A fantastic support system for global expansion!

User Image

Amit Bansal

Their expertise helped us fund our international project without currency hassles. BankEMI made cross-border financing feel local and simple.

User Image

Sneha Kapoor

We opened a new office in Dubai using BankEMI’s foreign currency loan. The process was seamless and well-guided.

User Image

Jatin Mehra

Foreign supplier payments became easier with BankEMI’s currency loan. Their team helped us manage risks and documentation with ease.

User Image

Ravi Khanna

BankEMI offered the right forex loan at the right time. It played a crucial role in our global supply chain expansion.

User Image

Sana Rizvi

Understanding Foreign Currency Term Loan

Explore expert insights and personalised foreign currency loan consultation to help you make the right financial decisions.

×

Explore Foreign Currency Loans With BankEMI

Loan Easy Apply

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Answers to your top foreign currency loan questions—clear, simple, and expert-approved.

Foreign Currency Term Loan is a loan disbursed in foreign currency to fund global or large-scale business activities.

Registered Indian companies with international operations or expansion plans can apply for FCTL.

Yes, loans under ECB norms require RBI and FEMA compliance.

Interest is typically linked to global benchmarks like LIBOR or SOFR, plus a lender’s margin based on your credit profile and loan terms.

Typically repayments are made in the loan currency, unless specified otherwise.

We’re a trusted business loan facilitator providing expert consultation, simplified documentation, and access to global lenders for smooth and competitive foreign currency financing.

Simplify global borrowing with the right foreign currency loan today.

logo Contact sec