Finance Land Purchase & Home Construction
One loan. Two goals! Buy your plot and build your home with expert housing loan consultation.
Quick
Loan
Approval
Interest Rate
7.35%*
Onwards
No
Hidden
Charges
One loan. Two goals! Buy your plot and build your home with expert housing loan consultation.
Quick
Loan
Approval
Interest Rate
7.35%*
Onwards
No
Hidden
Charges
Get flexible housing finance with guidance from trusted housing loan facilitators and housing loan advisors.
Dual Funding Solution
Finance both residential plot purchase and home construction under one loan.
Flexible Loan Tenure
Choose up to 20 years for comfortable EMI plans.
High Loan Amounts
Borrow up to ₹3 crores based on your financial eligibility.
Tax Benefit Eligibility
Claim deductions under Sections 80C and 24 after construction.
Balance Transfer Option
Lower your EMI by switching to better rates.
Quick Processing
Fast approval and disbursement guided by a housing loan advisor.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
|
Identity Proof |
PAN, Aadhaar, Passport, Voter ID |
Passport with VISA, OCI/PIO Card |
|
Age Proof |
Aadhaar, Passport, 10th Marksheet |
Aadhaar, Passport, 10th Marksheet, Employer Certificate |
|
Address Proof |
Bank Passbook, Utility Bills, Ration Card |
Govt-issued overseas address proof |
|
Income Proof (Salaried) |
Form 16, ITRs, Payslips |
Salary Certificate, Bank Statements |
|
Income Proof (Self) |
ITRs, Balance Sheet, Business Registration |
ITRs, CA-Certified Statements |
|
Property Docs |
Sale Deed, Allotment, Plot Plan, Estimate |
Sale Deed, Allotment, Plot Plan, Estimate, Approvals |
Loan Offers Available
Years Of Experience
Extra Charges
Lenders Compared
Check Your Eligibility
Fill in basic details, and we’ll show you the best loan offers from multiple lenders.
Compare Loan Options
Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.
Upload Required Documents
Securely submit your KYC, income, and property documents online.
Get Loan Approval
Lenders evaluate your profile and provide a sanction letter with loan terms.
Sign the Agreement
Review the final loan terms, sign the agreement, and proceed with the final process.
Loan Disbursement
Once approved, the loan amount is credited to your account or directly to the property seller.
Get a quick estimate of your monthly installments
₹5,00,000
₹5,00,00,000
7% p.a.
15% p.a.
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
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Read heartfelt testimonials showcasing how our plot and construction loans empowered homebuilders with smooth approvals, timely disbursals, and expert guidance.
BankEMI made my dream of owning a plot and building my home a reality. The process was smooth, and the team was incredibly supportive. I now enjoy my serene space, all thanks to their loan process.
Aditi Sharma
The loan process was quick, and the terms were flexible. Thank you, BankEMI for helping us build our dream home. Our family now has the perfect space to grow and thrive.
Rohan Mehta
Thanks to BankEMI, I now have a beautiful home in Goa. The loan process was hassle-free, and the team guided me every step of the way. My retirement retreat is perfect.
Meera Nair
They provided me with the perfect loan solution to build my dream mansion. The process was efficient, and the support was exceptional.
Arjun Patel
Securing a construction loan felt overwhelming at first, but BankEMI made everything simple. From approvals to disbursals, their team handled it all seamlessly. Today, I’m watching my home take shape, brick by brick, thanks to their support.
Nikita Verma
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
March 24, 2025 • 1 min read
Answers to common queries on plot & construction loans
