Finance Your Dream Residential Plot
Get a tailored plot loan with expert guidance, easy terms, and quick processing from housing loan facilitators.
Instant
Eligibility
Check
Interest Rate
7.35%*
Onwards
No
Extra
Charges
Get a tailored plot loan with expert guidance, easy terms, and quick processing from housing loan facilitators.
Instant
Eligibility
Check
Interest Rate
7.35%*
Onwards
No
Extra
Charges
Get expert guidance and smart financing for plot purchases with help from a trusted housing loan facilitator.
Loan Amount Flexibility
Borrow between ₹10 lakhs and ₹3 crores for your residential land.
Flexible Tenure
Repayment terms up to 20 years to suit your financial planning.
Quick Approvals
Easy processing with faster approvals through housing loan advisors.
Competitive Interest Rates
Enjoy low-interest rates to reduce your overall borrowing cost.
Balance Transfer Option
Switch your existing loan to a better deal.
Tax Benefits Available
Claim principal and interest deductions after home construction.
| Document Type | Indian Resident | Non-Resident Indian (NRI) |
|---|---|---|
Identity Proof |
PAN, Aadhaar, Passport, Voter ID |
Passport with VISA, OCI/PIO Card |
Age Proof |
Aadhaar, Passport, 10th Marksheet |
Aadhaar, Passport, 10th Marksheet, Employer Certificate |
Address Proof |
Bank Passbook, Utility Bills, Ration Card |
Government-issued overseas address proof |
Income Proof (Salaried) |
Form 16, ITRs, Payslips |
Salary Certificate, Bank Statements |
Income Proof (Self) |
ITRs, Balance Sheet, Business Registration |
ITRs, CA-Certified Financial Statements |
Property Docs |
Sale Deed, Allotment Letter, Plot Plan |
Sale Deed, Allotment Letter, Plot Plan, Regulatory Approvals |
Loan Offers Available
Years Of Experience
Extra Charges
Lenders Compared
Check Your Eligibility
Fill in basic details, and we’ll show you the best loan offers from multiple lenders.
Compare Loan Options
Choose from different banks and NBFCs, compare interest rates, and select the ideal loan.
Upload Required Documents
Securely submit your KYC, income, and property documents online.
Get Loan Approval
Lenders evaluate your profile and provide a sanction letter with loan terms.
Sign the Agreement
Review the final loan terms, sign the agreement, and proceed with the final process.
Loan Disbursement
Once approved, the loan amount is credited to your account or directly to the property seller.
Get a quick estimate of your plot loan monthly installments
₹5,00,000
₹5,00,00,000
7% p.a.
15% p.a.
1 Year
30 Years
12 Months
360 Months
*For representation purpose only. Final values may vary subject to bank’s policy.
Get expert plot loan tips, offers, and market updates for smarter financial decisions.
Read heartfelt testimonials showcasing how our plot loans helped customers invest in land confidently with easy approvals and trusted support.
The team at BankEMI helped me secure a plot loan at a competitive rate. Their seamless process and quick approval made buying my dream plot hassle-free.
Arjun Mehta
BankEMI guided me through each step of the plot loan process. They found the perfect loan with low rates that fit my financial plans perfectly.
Nisha Sharma
BankEMI made my plot loan experience stress-free. They negotiated with top banks to get me the best rate. The entire journey was smooth and fast.
Ravi Patel
Choosing BankEMI was the best decision for my plot loan. Their expert advice and competitive rates from leading banks helped me find the ideal loan. The process was transparent and simple.
Divya Rao
BankEMI simplified the process of getting a plot loan. They compared rates from various banks and found the most competitive option for me. Their professionalism made the process seamless.
Manish Kumar
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
March 24, 2025 • 1 min read
Stay informed with expert tips, industry trends, and guides for smarter financial decisions.
