Expand Your Home with Smart Financing

Get expert support from trusted housing loan facilitators and extend your home with easy terms and faster approvals.

95% Approval Rate

Quick

Eligibility

Check

Interest Rate 8.50% Onwards

Interest Rates

7.75%*

Onwards

No Processing Fee

No

Hidden

Charges

Home Extension Loan Satisfied customers

Home Extension Loan Application

New home loan application

Fill out the details, and we’ll find the best loan options for you.

Expand Your Space with Easy Financing

a women holding a laptop

Home Extension Loan Features & Benefits

Fund your home expansion smartly with expert advice from trusted housing loan advisors.

Loan Flexibility

Get funding between ₹5 lakhs to ₹2 crores for home extensions.

Long Tenure

Repayment periods up to 20 years for comfortable EMI planning.

Quick Disbursal

Fast approvals and disbursals through our housing loan consultation services.

Low Interest Rates

Minimise interest burden with competitive rates from top lenders.

Balance Transfer Option

Switch to better rates and reduce your EMI load.

Tax Deductions

Avail tax benefits post-extension on both principal and interest.

Essential Documents

Document Type Indian Resident Non-Resident Indian (NRI)

Identity Proof

PAN, Aadhaar, Passport, Voter ID

Passport with VISA, OCI/PIO Card

Age Proof

Aadhaar, Passport, 10th Marksheet

Aadhaar, Passport, 10th Marksheet, Employer Certificate

Address Proof

Utility Bills, Ration Card, Bank Passbook

Govt-issued overseas address proof

Income Proof (Salaried)

Form 16, ITRs, Payslips

Salary Certificate, Bank Statements

Income Proof (Self)

ITRs, Balance Sheet, Business Registration

ITRs, CA-Certified Statements

Property Docs

Sale Deed, Construction Estimate, Approvals

Sale Deed, Construction Estimate, Approvals, Government Approvals

Offers Available

100+

Loan Offers Available

15+

Years Of Experience

No extra charges

0%

Extra Charges

Lenders Compared

30+

Lenders Compared

Easy Home Extension Loan Application

01

Start Inquiry

Share your requirements via call or form.

02

Upload Documents

Submit your KYC and income documents securely.

03

Eligibility & Matching

We review your profile and match it with suitable offers.

04

Compare Loan Offers

Choose the best-fit option from top lenders.

05

Application & Approval

We file your application and get the sanction letter.

06

Loan Disbursement

Receive the approved funds directly in your account.

Home Extension EMI Calculator

Estimate monthly payments for your home expansion

Loan Amount

₹5,00,000

₹5,00,00,000

Rate of Interest
%

7% p.a.

15% p.a.

Loan Duration

1 Year

30 Years

12 Months

360 Months

*For representation purpose only. Final values may vary subject to bank’s policy.

Monthly EMI

*

Total Amount Payable

*

Total Interest Payable

*

Stay Updated With Our Home Extension Insights

Receive home improvement tips, rate updates, and financing advice straight from our housing loan advisors.

bank employees

What Our Clients Say

Read heartfelt testimonials showcasing how our extension loans helped families create more space with simple processes, low EMIs, and reliable service.

The team at BankEMI helped me secure a home extension loan at a competitive rate. Their seamless process and quick approval made extending my home hassle-free.

User Image

Rajesh Mishra

BankEMI guided me through each step of the home extension loan process. They found the perfect loan with low rates that fit my financial plans perfectly.

User Image

Anita Desai

BankEMI made my home extension loan experience stress-free. They negotiated with top banks to get me the best rate. The entire journey was smooth and fast.

User Image

Vikram Dhar

Choosing BankEMI was the best decision for my home extension loan. Their expert advice and competitive rates from leading banks helped me find the ideal loan. The process was transparent and simple.

User Image

Priya Rao

BankEMI simplified the process of getting a home extension loan. They compared rates from various banks and found the most competitive option for me. Their professionalism made the process seamless.

User Image

Amit Sharma

Educate Yourself & Your Wallet

Stay informed with expert tips, industry trends, and guides for smarter financial decisions.

Frequently Asked Questions

Clarify your doubts about home extension loans with answers about interest rates, terms, and eligibility requirements.

Yes, benefits under Section 80C and Section 24 are available post-construction.

Balance transfer is the transfer of your existing loan to another bank for lower interest rates or better terms to reduce your EMI burden.

Criteria typically include age (21-65 years), income stability, employment status, credit score, and extension cost.

Interest rates vary but generally range between 7% and 12% per annum. We help compare rates from multiple banks to find the best deal.

A CIBIL score of 750 and above is preferred, though some banks may approve loans for scores as low as 650 with higher interest rates or stricter terms.

Expand your space with a smart loan plan today!

catalog