Loan Eligibility

Business Loan Eligibility Criteria

Primarily an unsecured loan, a Business Loan empowers you to avail funds without collateral for infusion into your enterprise for purposes that you deem fit.
However, to avail such a facility, you need to fulfil certain eligibility criteria laid down by our Partner Banks and NBFCs.


  • Minimum 18 years
  • Maximum 65 years a time of Loan Maturity


  • Resident Citizen of India with no Criminal Record


  • Minimum 3 years Own Business Vintage
  • Minimum Annual Turnover and Profit at Lender's Discretion
  • Registered Chartered Accountant Audited Balance Sheet Compulsory
  • No Previous Default with any Financial Institution

Credit Score

  • Credit Score of 700 & More

How to Operate

Business Loan Eligibility Calculator

People had the opportunity to study in a prestigious university thanks to our loans

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Business Loan Eligible Entities

The following entities may avail Business Loans at Bankemi

  • Resident Individuals
  • Self-employed Professionals
  • Enterprises
  • Companies
  • Private Limited Companies
  • Public Limited Companies
  • Sole Proprietors


What Our Clients Say

Abhimanyu singh


I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here. Thank you for yours service.

Jennifer Smith

Managing Director

We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate. The representative helping was fantastic.

Paul Hill

Financial Officer

I had a good experience with Insight Loan Services. Not only did I get my loan but she also advised me that she could help me get my credit back No other financial institute.

Business Loan Eligibility Criteria