Balance Transfer

Business Loan Balance Transfer

The Business Loan Balance Transfer is a process of transferring the outstanding balance of your business loan at your old rate of interest from your existing bank to a new bank of your choice offering you a lower rate of interest.

Business Loan Balance Transfer can be undertaken to reduce your EMIs by moving over to a lender who offers you a lower rate of interest or you can also choose to authorize such a transfer if you are dissatisfied with the services of your current lender.


Business Loan Balance Transfer Features

Better Rate of Interest

Easy Terms and Conditions

Extended Loan Tenure

Balance Transfer

Top Up Loan on Business Loan

Times arise when extra funds for multi-purpose uses are required when you have taken a business loan. Business loans give you access to funds for business purposes such as working capital, technological advancement, operations scale-up, etc. A top-up business loan on the other hand gives you the opportunity to avail extra funds over and above your existing business loan. A top up loan allows you to unburden your business by availing funds directly from your lender instead of making multiple loan applications for funds.

As an alternative to multiple debt requests, you simply have to request for a top up loan from your lender. Offers from NBFCs and Banks allow you the benefits of low interest rates, longer loan tenures, and quick processing for approval and disbursal of funds. This proves to be a one-stop solution for quick funds in emergencies. Take your pick of top up business loan options offered by Bankemi in association with well-known partner banks and NBFCs, and chat, email, or call to apply for a Business Loan Top Up.

Top up Loan Eligibility

Eligibility Criteria for a Business Loan Top Up

  • You will be offered a top up business loan by your lender only when you have an existing outstanding business loan.
  • Availing a top up business loan requires that you complete a stipulated period of paying a prescribed amount of your business loan.
  • You are required to possess a good track record of repayments without overdue EMIs, and without missing EMI payments.
  • The vintage or your business or your business should have been running for a stipulated period with a stable outlook.
  • For eligibility to a top up business loan, a good credit score reflects a degree of the capacity to repay loans, and thus you will have to show a good credit score.


what our clients say

Abhimanyu singh


I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here. Thank you for yours service.

Jennifer Smith

Managing Director

We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate. The representative helping was fantastic.

Paul Hill

Financial Officer

I had a good experience with Insight Loan Services. Not only did I get my loan but she also advised me that she could help me get my credit back No other financial institute.

Business Loan Balance Transfer